Personal loans in Deatsville, AL

The Census estimates 1,723 residents in Deatsville, which ranks it 212th of 462 places in Alabama. A personal loan in Deatsville is priced from your credit file and income, not from the fact that the city holds 1,723 people.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Deatsville added about 2.7% to its population between the 2020 base and the 2023 estimate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Deatsville loan. Every figure below is Alabama's own, applied to Deatsville's 1,723 residents, with the publisher and retrieval date attached. A larger market lies at Millbrook, AL about 6 miles away.

Deatsville: the sourced local profile

Set out below is Deatsville's local context next to the state-level rules that reach every lender here.

Deatsville on the map

Deatsville's land area is about 4.8 square miles; a further 0.03 square miles is water. Spread across it are roughly 358 residents per square mile. The state's population centre of gravity, Huntsville, is roughly 147 miles away. Deatsville has 20 larger places within a 50-mile radius. Within the same 50 miles lie 29 smaller Census places.

What Alabama law requires in Deatsville

Alabama has no separate rate rule for Deatsville; the sourced rows below are what reach every lender that serves its 1,723 people.

RuleDetailSource
State lending regulatorAlabama State Banking Department — Bureau of Loans (BOL)
Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act.
Alabama State Banking Department
as of 2026-09-16
Small-loan / installment lender licensingAlabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500
Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars".
Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.)
as of 2026-09-16
Parity lending rate provision (§ 8-8-1.1)Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama
Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge".
Alabama Legislature — Code of Alabama 1975, § 8-8-1.1
as of 2026-09-16

Where Deatsville sits in Alabama

Among Alabama's 462 places, Deatsville sits at 212th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 103rd of 462 Alabama places, putting it near the 78th percentile for growth. By density, at about 358 people per square mile, it ranks 162nd in Alabama. The population moved by about 46 people between 2020 and 2023, a 2.7% shift.

How personal loans work in Deatsville

A Deatsville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,723 residents. Because pricing is borrower-level, two people in Deatsville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Deatsville loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Deatsville

Deatsville is a lightly settled community of about 1,723 people, with 20 larger places inside a 50-mile radius. Whether Deatsville has a local branch or not, a Alabama-licensed lender can serve its 1,723 people online on the same terms. For a larger market, the closest option is Millbrook, AL about 6 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Deatsville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Deatsville is the same as anywhere in Alabama.
What loan size can I expect in Deatsville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Deatsville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Deatsville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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