Personal loans in Autaugaville, AL
A lender serving Autaugaville holds a Alabama licence and answers to a Alabama regulator; no city office is involved for its 804 residents. An estimated 804 people make their home in Autaugaville, a figure that ranks 278th in Alabama.
From the 2020 Census base to the 2023 estimate, the population rose by about 1.1%. When Alabama caps or restricts a product, lenders either change the terms or withdraw it from Autaugaville as from the rest of the state. Pull your credit reports and line up at least three offers before you apply from Autaugaville. Borrowers who want a bigger city can look to Prattville, AL about 12 miles away.
Local context for Autaugaville
The figures below are Autaugaville's own — Census population, land area and coordinates — followed by the Alabama rules.
- Population: 804 — Autaugaville ranks 278th of 462 communities in Alabama (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 1.1% from 2020 to 2023.
- People gained or lost: about 9 more since the 2020 base.
- Size percentile: Autaugaville sits ahead of around 40% of Alabama places, at 804 people.
- Density: roughly 103 residents per square mile, spread over 7.8 sq mi of land.
- By land area: Autaugaville ranks 183rd among Alabama's 462 places, at 7.8 sq mi.
- Water area: Autaugaville has 0.20 square miles of water, ranking 74th of 462 places in Alabama.
- State share: roughly 0.0% of Alabama's residents live in Autaugaville (804 people).
- National standing: Autaugaville ranks 11,161st of 19,457 US places.
- Growth rank: Autaugaville ranks 178th among Alabama's 462 places for the 2020-to-2023 change.
- Versus Alabama: the state average change is +1.0%, while Autaugaville moved 1.1%.
- Density in Alabama: Autaugaville ranks 391st by people per square mile.
- Against the state median: Autaugaville runs about 103 residents per square mile, where the Alabama median is 259.
- Location: 32.4326, -86.6588 (US Census Bureau Gazetteer).
- Nearest larger cities: Prattville (12 mi); Millbrook (17 mi); Deatsville (19 mi); Coosada (20 mi); Elmore (20 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: White Hall (10 mi); Lowndesboro (11 mi); Benton (13 mi).
- Within a 50-mile radius: 16 smaller Census places.
- Larger places within 100 miles: 147.
Autaugaville against the rest of Alabama
Against Alabama's other places, Autaugaville accounts for about 0.0% of the state's population and ranks 278th of 462 by size. For population change between 2020 and 2023, Autaugaville ranks 178th of 462 in Alabama (about the 61th percentile). By density, at about 103 people per square mile, it ranks 391st in Alabama. Between 2020 and 2023 the count changed by roughly 9 residents.
Before you apply in Autaugaville
Before you hand your details to a lender in Autaugaville, where the population is near 804:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Alabama regulator's licence list.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is Autaugaville-specific: the same Alabama licensing and disclosure rules reach all 804 residents.
How lenders reach Autaugaville
With about 103 residents per square mile, Autaugaville is lightly settled, and 24 larger Census places sit within 50 miles. Lenders licensed in Alabama reach Autaugaville's 804 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Prattville, AL about 12 miles away.
How Alabama law applies in Autaugaville
These are Alabama's sourced lending facts as they reach Autaugaville's 804 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum without a written contract; 8% per annum by written contract Source says: "except by written contract is $6 upon $100 for one year"; "the rate of interest by written contract is not to exceed $8 upon $100 for one year". (Code text retrieved from the Alabama Legislature's official Code of Alabama service.) | Alabama Legislature — Code of Alabama 1975, § 8-8-1 as of 2026-09-16 |
| Payday lending status | Permitted — deferred presentment services licensed by the supervisor; maximum advance $500; maximum fee 17.5% of amount advanced Source says: "a maximum fee on any deferred presentment transaction not to exceed 17.5 percent of the amount advanced"; "The maximum amount that may be advanced in any deferred presentment transaction is five hundred dollars ($500)". | Alabama State Banking Department — Deferred Presentment Services Act (Code of Alabama §§ 5-18A-1 et seq.) as of 2026-09-16 |
Autaugaville on the map
Autaugaville's land area is about 7.8 square miles; a further 0.20 square miles is water. Spread across it are roughly 103 residents per square mile. The state's population centre of gravity, Huntsville, is roughly 157 miles away. Autaugaville has 24 larger places within a 50-mile radius. By land area it ranks 183rd of 462 Alabama places.
Common questions
What are my options in Autaugaville if my credit is poor?
What loan size can I expect in Autaugaville?
Do I have to pledge anything to borrow in Autaugaville?
Does comparing loans in Autaugaville cost me credit score points?
Nearby places
- White Hall, AL — population 756
- Lowndesboro, AL — population 78
- Benton, AL — population 38
- Prattville, AL — population 39,318
- Billingsley, AL — population 124
- Mosses, AL — population 789
- Hayneville, AL — population 777
- Gordonville, AL — population 232