Personal loans in Dansville, MI
The Census counts 516 people in Dansville, the 436th-largest figure among Michigan's 533 places. If you are weighing a personal loan in Dansville, start from the payment you can carry; its 516 residents face the same statewide rules. Population in Dansville dropped about 2.3% over the three years from 2020 to 2023. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Dansville loan. A single loan can carry different costs on either side of a state line, and Dansville sits on the Michigan side of that line. The nearest larger city is Mason, MI about 7 miles away.
What the Census records for Dansville
Here is the sourced Census picture for Dansville, plus the Michigan lending rules that apply to a loan taken out here.
- Population: 516 residents; Dansville is the 436th-largest of 533 places in Michigan (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 2.3% from 2020 to 2023.
- People gained or lost: about 12 fewer since the 2020 base.
- Size percentile: bigger than about 18% of the places in Michigan, with 516 residents in Dansville.
- Land and density: 1.0 square miles of land carry roughly 513 residents per square mile.
- Land area: Dansville covers 1.0 square miles, the 404th-largest area among Michigan's 533 places.
- State share: roughly 0.0% of Michigan's residents live in Dansville (516 people).
- National rank: Dansville is the 13,037th most populous of the 19,457 Census places covered here.
- Growth rank: Dansville's 2020-to-2023 change ranks 477th of 533 places in Michigan.
- State comparison: Michigan's places average -0.3% for 2020-to-2023, against Dansville's 2.3%.
- Density in Michigan: Dansville ranks 441st by people per square mile.
- Density vs Michigan: Dansville's 513 people per square mile compare with a state median of 1,078.
- Location: 42.5555 / -84.3025, per the US Census Bureau Gazetteer.
- Nearest larger cities: Mason (7 mi); Williamston (9 mi); Webberville (9 mi); Stockbridge (10 mi); Leslie (10 mi). Online lenders reach Dansville no matter how far the nearest branch is.
- Smaller places nearby: Bancroft (25 mi); Gaines (30 mi); Eagle (30 mi).
- Smaller neighbours: 15 places smaller than Dansville sit within 50 miles.
- Within 100 miles: 384 places are larger than Dansville.
What is available to Dansville borrowers
Dansville is moderately settled, with about 513 people per square mile and 101 larger places within 50 miles. Lenders licensed in Michigan reach Dansville's 516 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Mason, MI about 7 miles away.
Inside a Dansville personal loan
Dansville is a small community of about 516 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Dansville's rank of 436th in Michigan: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Dansville loan is knowable in advance — unlike a revolving card balance.
How Dansville compares across Michigan
Within Michigan, Dansville holds roughly 0.0% of all residents, the 436th-largest share among 533 places. On the 2020-to-2023 trend, Dansville stands 477th among Michigan's 533 places — roughly the 11th percentile. At about 513 people per square mile, Dansville is the 441st most densely settled place in Michigan. The population moved by about 12 people between 2020 and 2023, a 2.3% shift.
The Dansville borrowing checklist
These steps shape the offer you get in Dansville, a place of about 516 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Michigan licence by checking the regulator named above.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Dansville and the rest of Michigan is not the process but the borrower's own file, among the 516 people here.
Which Michigan laws govern a loan in Dansville
Every row below records a Michigan rule, its publisher and its retrieval date — the same rules a Dansville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
Common questions
What are my options in Dansville if my credit is poor?
What loan size can I expect in Dansville?
Do I have to pledge anything to borrow in Dansville?
Does comparing loans in Dansville cost me credit score points?
Nearby places
- Williamston, MI — population 3,772
- Mason, MI — population 8,153
- Webberville, MI — population 1,289
- Stockbridge, MI — population 1,278
- Leslie, MI — population 1,903
- Fowlerville, MI — population 2,931
- East Lansing, MI — population 48,528
- Perry, MI — population 2,126