Personal loans in Fowlerville, MI
Fowlerville is a small community of about 2,931 residents, and a personal loan taken out here is governed by Michigan statute. Rate ceilings, licensing requirements and product limits for Fowlerville are all set at the Michigan level.
About 2,931 people live in Fowlerville, placing it 205th of 533 Census places in Michigan. Decide the purpose of the loan and your repayment plan before sharing any details with a Fowlerville lender. From the 2020 Census base to the 2023 estimate, the population declined by about 0.8%. A larger market lies at Howell, MI about 8 miles away.
Borrowing in Fowlerville: the local picture
What follows is Fowlerville's place in the Census record, alongside the Michigan rules that govern a personal loan made here.
- Population: an estimated 2,931 residents, 205th of 533 places in Michigan (Census Vintage 2023 subcounty estimate).
- Population trend: About 0.8% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 23 residents.
- Size percentile: about 62% of Michigan communities are smaller than Fowlerville (2,931 residents).
- Land and density: 2.3 square miles of land carry roughly 1,269 residents per square mile.
- Land area rank: Fowlerville's 2.3 square miles rank 212th of 533 places in Michigan.
- Water: Fowlerville holds about 0.04 square miles, the 248th-largest water area in Michigan.
- Share of Michigan: Fowlerville holds about 0.1% of the state's population, some 2,931 people.
- National rank: Fowlerville is the 6,355th most populous of the 19,457 Census places covered here.
- Growth rank: Fowlerville ranks 280th among Michigan's 533 places for the 2020-to-2023 change.
- Against the state trend: Fowlerville's 0.8% change compares with a Michigan average of -0.3% across its 533 places.
- Density in Michigan: Fowlerville ranks 229th by people per square mile.
- Density vs Michigan: Fowlerville's 1,269 people per square mile compare with a state median of 1,078.
- Location: 42.6594 / -84.0737, per the US Census Bureau Gazetteer.
- Nearest larger cities: Howell (8 mi); Williamston (11 mi); Brighton (17 mi); Durand (18 mi); Linden (18 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Webberville (6 mi); Byron (13 mi); Morrice (13 mi).
- Smaller places within 50 miles: 65 of them.
- At 100 miles: 187 larger Census places fall inside that radius.
Where Fowlerville sits in Michigan
Fowlerville is the 205th-largest of 533 Census places in Michigan and contains about 0.1% of the state's people. For population change between 2020 and 2023, Fowlerville ranks 280th of 533 in Michigan (about the 47th percentile). Its roughly 1,269 residents per square mile place it 229th among Michigan's places. The population moved by about 23 people between 2020 and 2023, a 0.8% shift.
How Michigan law applies in Fowlerville
Every row below records a Michigan rule, its publisher and its retrieval date — the same rules a Fowlerville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
How a Fowlerville personal loan is priced
Fowlerville is a small community of about 2,931 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Fowlerville's 2,931 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Fowlerville loan is knowable in advance — unlike a revolving card balance.
Fowlerville: area, density and distance
The Census Gazetteer records 2.3 square miles of land and 0.04 square miles of water within Fowlerville. Spread across it are roughly 1,269 residents per square mile. The state's population centre of gravity, Detroit, is roughly 53 miles away. Counting outward 50 miles, 73 larger communities surround Fowlerville. Within the same 50 miles lie 65 smaller Census places.
A practical checklist for Fowlerville borrowers
Before you apply in Fowlerville, a community of about 2,931, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Michigan regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
What differs between Fowlerville and the rest of Michigan is not the process but the borrower's own file, among the 2,931 people here.
Common questions
What are my options in Fowlerville if my credit is poor?
What loan size can I expect in Fowlerville?
Do I have to pledge anything to borrow in Fowlerville?
Does comparing loans in Fowlerville cost me credit score points?
Nearby places
- Webberville, MI — population 1,289
- Howell, MI — population 10,008
- Byron, MI — population 528
- Morrice, MI — population 991
- Williamston, MI — population 3,772
- Bancroft, MI — population 479
- Perry, MI — population 2,126
- Stockbridge, MI — population 1,278