Personal loans in Dane, WI
With roughly 1,088 residents, Dane is a small community, and the lending rules its borrowers live under are written in Wisconsin, not by the city.
The Census counts 1,088 people in Dane, the 354th-largest figure among Wisconsin's 605 places. From the 2020 Census base to the 2023 estimate, the population declined by about 2.7%. Rate-shopping from Dane costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The next larger city is Waunakee, WI about 5 miles away. To lend to Dane's 1,088 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it.
Where Dane stands
Here is the sourced Census picture for Dane, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: the Census counts 1,088 residents in Dane (Vintage 2023 subcounty estimate), the 354th-largest figure among Wisconsin's 605 places.
- Population trend: Lower by roughly 2.7% since the 2020 count.
- Net change: roughly 30 fewer people than the 2020 Census counted.
- Size percentile: roughly 41% of Wisconsin's places have fewer residents than Dane's 1,088.
- Population density: about 919 people per square mile (Census land area 1.2 sq mi).
- Land area: Dane covers 1.2 square miles, the 446th-largest area among Wisconsin's 605 places.
- State population share: Dane accounts for about 0.0% of everyone in Wisconsin.
- National rank: Dane sits 9,891st by population among the 19,457 places in this dataset.
- Growth rank: Dane's 2020-to-2023 change ranks 552nd of 605 places in Wisconsin.
- Versus Wisconsin: the state average change is +0.4%, while Dane moved 2.7%.
- Density rank: Dane places 252nd among Wisconsin's places by people per square mile.
- Density vs Wisconsin: Dane's 919 people per square mile compare with a state median of 800.
- Location: coordinates 43.2461, -89.4996 (US Census Bureau Gazetteer).
- Nearest larger cities: Waunakee (5 mi); Lodi (5 mi); DeForest (8 mi); Middleton (10 mi); Windsor (11 mi). Online lenders reach Dane no matter how far the nearest branch is.
- Smaller communities close by: Arlington (9 mi); Merrimac (11 mi); Wyocena (20 mi), each with its own Census population profile.
- Smaller places within 50 miles: 48 of them.
- Within 100 miles: 339 places are larger than Dane.
Wisconsin rules behind a Dane personal loan
Wisconsin has no separate rate rule for Dane; the sourced rows below are what reach every lender that serves its 1,088 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
What is available to Dane borrowers
With about 919 residents per square mile, Dane is moderately settled, and 71 larger Census places sit within 50 miles. Distance to a branch rarely matters for Dane's 1,088 residents: the application is online and the price follows your credit file. The nearest larger city, Waunakee, WI about 5 miles away.
Where Dane sits in Wisconsin
Among Wisconsin's 605 places, Dane sits at 354th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Dane ranks 552nd of 605 in Wisconsin (about the 9th percentile). At about 919 people per square mile, Dane is the 252nd most densely settled place in Wisconsin. The population moved by about 30 people between 2020 and 2023, a 2.7% shift.
A pre-application checklist for Dane
Before you apply in Dane, a community of about 1,088, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Wisconsin regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
In Dane as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 1,088 residents.
Dane: area, density and distance
Inside Dane's boundaries lie about 1.2 square miles of land, with no significant water area recorded. With 1,088 residents, the land area yields roughly 919 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 78 miles away. Dane has 71 larger places within a 50-mile radius. Within the same 50 miles lie 48 smaller Census places.
Common questions
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Nearby places
- Lodi, WI — population 3,199
- Waunakee, WI — population 15,152
- Middleton, WI — population 22,967
- DeForest, WI — population 11,107
- Arlington, WI — population 834
- Madison, WI — population 280,305
- Poynette, WI — population 2,558
- Shorewood Hills, WI — population 2,182