Personal loans in Curlew, IA

The next larger city is Mallard, IA about 4 miles away. Population in Curlew dropped about 2.5% over the three years from 2020 to 2023. Which products a lender may offer to Curlew's 39 residents follows from the Iowa consumer-lending framework. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Curlew loan.

Curlew by the numbers

Two layers matter for a Curlew borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: 39 residents; Curlew is the 910th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.5% fewer residents than the 2020 Census counted.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: roughly 3% of Iowa's places have fewer residents than Curlew's 39.
• Land and density: 0.8 square miles of land carry roughly 52 residents per square mile.
• Land area rank: Curlew's 0.8 square miles rank 508th of 940 places in Iowa.
• Within Iowa: about 0.0% of the state's population lives in Curlew.
• National rank: Curlew is the 19,117th most populous of the 19,457 Census places covered here.
• Growth rank: Curlew's 2020-to-2023 change ranks 738th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Curlew moved 2.5%.
• Density rank: Curlew places 930th among Iowa's places by people per square mile.
• Against the state median: Curlew runs about 52 residents per square mile, where the Iowa median is 672.
• Location: 42.9797 / -94.7378, per the US Census Bureau Gazetteer.
• Nearest larger cities: Mallard (4 mi); Ayrshire (6 mi); Plover (9 mi); Emmetsburg (10 mi); Havelock (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Rodman (11 mi); Gillett Grove (15 mi); Jolley (35 mi).
• Smaller neighbours: 5 places smaller than Curlew sit within 50 miles.
• At 100 miles: 482 larger Census places fall inside that radius.

The geography behind Curlew

Curlew's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. That land carries about 52 people per square mile. The largest place in Iowa, Des Moines, lies about 113 miles away. Counting outward 50 miles, 121 larger communities surround Curlew. The 100-mile radius contains 482 larger places.

What shapes a Curlew personal loan

A Curlew personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 39 residents. The APR tracks your credit score rather than Curlew's rank of 910th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Curlew decides the split between a comfortable payment and the total interest you pay.

The Curlew borrowing checklist

Before you hand your details to a lender in Curlew, where the population is near 39:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Iowa licence by checking the regulator named above.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Curlew as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 39 residents.

Borrowing reach in Curlew

At roughly 52 people per square mile, Curlew is sparsely settled; 121 larger places lie within 50 miles. Lenders licensed in Iowa reach Curlew's 39 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Mallard, IA about 4 miles away.

The Iowa lending rules that reach Curlew

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Curlew is bound by the same rules.