Personal loans in Cuney, TX

Personal loans in Cuney are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 115 population. A single loan can carry different costs on either side of a state line, and Cuney sits on the Texas side of that line. Begin with the payment, then weigh APR and total interest across the lenders that reach Cuney's 115 residents. The next larger city is Berryville, TX about 5 miles away.

What the Census records for Cuney

Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.

• Population: 115 residents; Cuney is the 1,193rd-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.8% more residents than the 2020 Census counted.
• Net change: roughly 2 more people than the 2020 Census counted.
• Size percentile: roughly 3% of Texas's places have fewer residents than Cuney's 115.
• Population density: 70 people per square mile on 1.6 square miles of land.
• Land area rank: Cuney's 1.6 square miles rank 812th of 1,224 places in Texas.
• State population share: Cuney accounts for about 0.0% of everyone in Texas.
• National rank: Cuney is the 17,856th most populous of the 19,457 Census places covered here.
• Growth rank: Cuney's 2020-to-2023 change ranks 664th of 1,224 places in Texas.
• Against the state trend: Cuney's 1.8% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Cuney is the 1,206th most densely settled place in Texas.
• Density in context: Cuney's 70 people per square mile sit against a Texas median of 840.
• Location: 32.0374, -95.4147 (US Census Bureau Gazetteer).
• Nearest larger cities: Berryville (5 mi); Frankston (5 mi); Coffee City (7 mi); Bullard (9 mi); Jacksonville (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Powell (53 mi); Kirvin (57 mi); Rocky Mound (72 mi), each with its own Census population profile.
• Smaller neighbours: 0 places smaller than Cuney sit within 50 miles.
• At 100 miles: 272 larger Census places fall inside that radius.

How Texas law applies in Cuney

For the roughly 115 residents of Cuney, the rules below are Texas's own; each row carries its publisher and retrieval date.

How a Cuney personal loan is priced

In Cuney, a small community of about 115, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Cuney can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Cuney loan is knowable in advance — unlike a revolving card balance.

The geography behind Cuney

Inside Cuney's boundaries lie about 1.6 square miles of land, with no significant water area recorded. The resulting density is about 70 people per square mile. The largest place in Texas, Houston, lies about 156 miles away. Cuney has 67 larger places within a 50-mile radius. Within the same 50 miles lie 0 smaller Census places.

How Cuney compares across Texas

Among Texas's 1,224 places, Cuney sits at 1,193rd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Cuney ranks 664th of 1,224 in Texas (about the 46th percentile). Its roughly 70 residents per square mile place it 1,206th among Texas's places. In land area, Cuney ranks 812th among Texas's 1,224 places.

Steps to take before a Cuney loan

Before you hand your details to a lender in Cuney, where the population is near 115:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Pick the shortest term whose payment you can comfortably afford.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Cuney as elsewhere in Texas, the written terms — not the advertisement — are what count for its 115 residents.