Personal loans in Crowell, TX
The first question in Crowell is not the rate on offer but whether the payment fits; about 750 people live here under Texas lending law. Roughly 750 residents live in Crowell, the 887th-largest community in Texas.
The nearest larger metro is Quanah, TX about 22 miles away. Census figures put the 2020-to-2023 decrease in Crowell at about 2.2%. Rate ceilings, licensing requirements and product limits for Crowell are all set at the Texas level. Verify the lender's Texas licence against the regulator named below before borrowing in Crowell.
Crowell by the numbers
Two layers matter for a Crowell borrower: the local population picture and Texas's consumer-lending statutes.
- Population: 750 — Crowell ranks 887th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 2.2% between 2020 and 2023.
- People gained or lost: about 17 fewer since the 2020 base.
- Size percentile: roughly 28% of Texas places rank below Crowell.
- Population density: about 398 people per square mile (Census land area 1.9 sq mi).
- By land area: Crowell ranks 752nd among Texas's 1,224 places, at 1.9 sq mi.
- State population share: Crowell accounts for about 0.0% of everyone in Texas.
- National rank: Crowell sits 11,461st by population among the 19,457 places in this dataset.
- Growth rank: Crowell ranks 1,058th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Crowell moved 2.2%.
- Density rank: Crowell places 961st among Texas's places by people per square mile.
- Against the state median: Crowell runs about 398 residents per square mile, where the Texas median is 840.
- Location: 33.9836 / -99.7244, per the US Census Bureau Gazetteer.
- Nearest larger cities: Quanah (22 mi); Vernon (27 mi); Paducah (33 mi); Munday (38 mi); Seymour (38 mi). Living near a larger metro rarely changes what is available in Crowell.
- Smaller communities close by: Chillicothe (22 mi); Benjamin (28 mi); Eldorado (34 mi), each with its own Census population profile.
- Smaller neighbours: 12 places smaller than Crowell sit within 50 miles.
- Larger places within 100 miles: 55.
The Texas lending rules that reach Crowell
When Texas does not publish a figure, the row links to the source instead of inventing a number; Crowell is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Lender access in Crowell
Crowell is a lightly settled community of about 750 people, with 11 larger places inside a 50-mile radius. Lenders licensed in Texas reach Crowell's 750 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Quanah, TX about 22 miles away.
How Crowell compares across Texas
Within Texas, Crowell holds roughly 0.0% of all residents, the 887th-largest share among 1,224 places. For population change between 2020 and 2023, Crowell ranks 1,058th of 1,224 in Texas (about the 14th percentile). Its roughly 398 residents per square mile place it 961st among Texas's places. The population moved by about 17 people between 2020 and 2023, a 2.2% shift.
Where Crowell sits
Crowell covers about 1.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 398 residents per square mile. The largest place in Texas, Houston, lies about 386 miles away. A 50-mile radius around Crowell takes in 11 places that are larger. Within the same 50 miles lie 12 smaller Census places.
Steps to take before a Crowell loan
A sensible order of operations for a loan in Crowell, home to about 750 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Texas licence with the regulator named above before committing.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
What differs between Crowell and the rest of Texas is not the process but the borrower's own file, among the 750 people here.
Common questions
What are my options in Crowell if my credit is poor?
What loan size can I expect in Crowell?
Do I have to pledge anything to borrow in Crowell?
Does comparing loans in Crowell cost me credit score points?
Nearby places
- Quanah, TX — population 2,226
- Chillicothe, TX — population 542
- Benjamin, TX — population 198
- Vernon, TX — population 9,788
- Eldorado, OK — population 314
- Munday, TX — population 1,222
- Goree, TX — population 159
- Knox City, TX — population 1,046