Personal loans in Benjamin, TX

The Census estimates 198 residents in Benjamin, which ranks it 1,158th of 1,224 places in Texas. Population in Benjamin dropped about 0.5% over the three years from 2020 to 2023. Every figure below is Texas's own, applied to Benjamin's 198 residents, with the publisher and retrieval date attached. Verify the lender's Texas licence against the regulator named below before borrowing in Benjamin. The closest larger city is Knox City, TX about 12 miles away.

The Benjamin data picture

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: 198 — Benjamin ranks 1,158th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.5% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: bigger than about 5% of the places in Texas, with 198 residents in Benjamin.
• Population density: about 188 people per square mile across 1.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Benjamin's 1.1 square miles rank 994th of 1,224 places in Texas.
• Share of Texas: Benjamin holds about 0.0% of the state's population, some 198 people.
• National rank: Benjamin is the 16,517th most populous of the 19,457 Census places covered here.
• Growth in Texas: Benjamin stands 916th by percentage change from 2020 to 2023, among 1,224 places.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Benjamin's 0.5%.
• Density rank: Benjamin is the 1,123rd most densely settled place in Texas.
• Density vs Texas: Benjamin's 188 people per square mile compare with a state median of 840.
• Location: 33.5836, -99.7929 (Census Gazetteer coordinates).
• Nearest larger cities: Knox City (12 mi); Munday (14 mi); Rochester (19 mi); Crowell (28 mi); Rule (28 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: O'Brien (14 mi); Goree (17 mi); Weinert (19 mi).
• Smaller places within 50 miles: 3 of them.
• At 100 miles: 93 larger Census places fall inside that radius.

A practical checklist for Benjamin borrowers

Before you apply in Benjamin, a community of about 198, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Texas licence with the regulator listed on this page.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Texas; what changes is your credit file, not the fact that Benjamin holds 198 people.

The Texas lending rules that reach Benjamin

This table holds the Texas rate and licensing rules for consumer loans made to Benjamin's 198 residents.

Inside a Benjamin personal loan

In Benjamin, a small community of about 198, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Benjamin lender to disclose the APR and finance charge before you sign. The term you choose in Benjamin decides the split between a comfortable payment and the total interest you pay.

Benjamin on the map

Benjamin covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 198 residents, the land area yields roughly 188 people per square mile. Houston, the largest place in Texas, is about 369 miles from Benjamin. Within 50 miles of Benjamin there are 14 larger Census places. The 100-mile radius contains 93 larger places.

Benjamin in state context

Benjamin is the 1,158th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Benjamin ranks 916th of 1,224 in Texas (about the 25th percentile). By density, at about 188 people per square mile, it ranks 1,123rd in Texas. The population moved by about 1 people between 2020 and 2023, a 0.5% shift.