Personal loans in Crooksville, OH

Crooksville, Ohio — home to about 2,402 people — is a small community, so the terms you are offered follow Ohio law rather than any local rule.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Begin with the payment, then weigh APR and total interest across the lenders that reach Crooksville's 2,402 residents. The Census estimates 2,402 residents in Crooksville, which ranks it 367th of 924 places in Ohio. To lend to Crooksville's 2,402 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. Population in Crooksville dropped about 0.8% over the three years from 2020 to 2023. A larger market lies at New Lexington, OH about 7 miles away.

Borrowing in Crooksville: the local picture

The figures below are Crooksville's own — Census population, land area and coordinates — followed by the Ohio rules.

Population: about 2,402, ranked 367th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
Population trend: A decline of about 0.8% across the 2020-to-2023 comparison.
Absolute change: 19 residents lost between 2020 and 2023.
Size percentile: Crooksville's 2,402 people outrank roughly 60% of the places in Ohio.
Land and density: 1.6 square miles of land carry roughly 1,480 residents per square mile.
By land area: Crooksville ranks 413th among Ohio's 924 places, at 1.6 sq mi.
Water: Crooksville holds about 0.02 square miles, the 305th-largest water area in Ohio.
Within Ohio: about 0.0% of the state's population lives in Crooksville.
National rank: Crooksville is 6,984th of 19,457 places nationwide.
Growth rank: Crooksville ranks 417th among Ohio's 924 places for the 2020-to-2023 change.
Against the state trend: Crooksville's 0.8% change compares with a Ohio average of +0.9% across its 924 places.
Density rank: Crooksville places 365th among Ohio's places by people per square mile.
Density vs Ohio: Crooksville's 1,480 people per square mile compare with a state median of 1,289.
Location: coordinates 39.7679, -82.0949 (US Census Bureau Gazetteer).
Nearest larger cities: New Lexington (7 mi); Zanesville (14 mi); Nelsonville (22 mi); Logan (23 mi); Buckeye Lake (24 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
Smaller places close by: Roseville (3 mi); Fultonham (7 mi); South Zanesville (10 mi).
Smaller neighbours: 91 places smaller than Crooksville sit within 50 miles.
Within 100 miles: 154 places are larger than Crooksville.

The anatomy of a Crooksville personal loan

Crooksville is a small community of about 2,402 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Crooksville's rank of 367th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Crooksville loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Crooksville

At roughly 1,480 people per square mile, Crooksville is moderately settled; 39 larger places lie within 50 miles. A Ohio licence lets a lender serve Crooksville without a local office, so branch density does not change what its 2,402 residents are offered. The nearest larger city, New Lexington, OH about 7 miles away.

Steps to take before a Crooksville loan

Before you hand your details to a lender in Crooksville, where the population is near 2,402:

Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
Test your amount and term in the personal loan calculator first.
Line up several pre-qualified offers and let the APR decide.
Confirm the Ohio licence with the regulator named above before committing.
Decide the purpose and how you will repay it before approaching any lender.
If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Crooksville-specific: the same Ohio licensing and disclosure rules reach all 2,402 residents.

Crooksville's place among Ohio's 924 places

Crooksville is the 367th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 417th of 924 Ohio places, putting it near the 55th percentile for growth. Its roughly 1,480 residents per square mile place it 365th among Ohio's places. The population moved by about 19 people between 2020 and 2023, a 0.8% shift.

How Ohio law applies in Crooksville

Below are the Ohio rules that apply to a loan made in Crooksville, each with the regulator that issued it.

Rule	Detail	Source
State lending regulator	Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Small-loan / installment lender licensing	Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Maximum legal interest rate (usury cap)	8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]	Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16

Compare personal loan offers Run the numbers first

Common questions

What are my options in Crooksville if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Crooksville is the same as anywhere in Ohio.

What loan size can I expect in Crooksville?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Crooksville?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Crooksville cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Roseville, OH — population 1,740
Fultonham, OH — population 112
New Lexington, OH — population 4,447
South Zanesville, OH — population 1,902
Corning, OH — population 485
Hemlock, OH — population 145
Shawnee, OH — population 500
Zanesville, OH — population 24,651