Personal loans in Corning, OH
Roughly 485 residents live in Corning, the 674th-largest community in Ohio. Corning counts about 485 people, and what is genuinely local about borrowing here is limited — Ohio law does the governing.
Corning shed about 0.8% of its population between the 2020 base and the 2023 estimate. If debt is already a strain, a nonprofit credit counsellor can help Corning residents before they take on more. A lender that serves Corning operates under Ohio lending statutes and a Ohio supervisor. The nearest larger city is Shawnee, OH about 6 miles away.
Where Corning stands
Here is the sourced Census picture for Corning, plus the Ohio lending rules that apply to a loan taken out here.
- Population: 485 residents; Corning is the 674th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 0.8% since the 2020 count.
- Net change: roughly 4 fewer people than the 2020 Census counted.
- Size percentile: Corning's 485 people outrank roughly 27% of the places in Ohio.
- Population density: about 1,128 people per square mile (Census land area 0.4 sq mi).
- Land area: Corning covers 0.4 square miles, the 713th-largest area among Ohio's 924 places.
- Share of Ohio: Corning holds about 0.0% of the state's population, some 485 people.
- National rank: Corning sits 13,291st by population among the 19,457 places in this dataset.
- Growth rank: Corning's 2020-to-2023 change ranks 426th of 924 places in Ohio.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Corning's 0.8%.
- Density in Ohio: Corning ranks 542nd by people per square mile.
- Density vs Ohio: Corning's 1,128 people per square mile compare with a state median of 1,289.
- Location: coordinates 39.6016, -82.0876 (US Census Bureau Gazetteer).
- Nearest larger cities: Shawnee (6 mi); Glouster (7 mi); New Straitsville (8 mi); New Lexington (10 mi); Buchtel (11 mi). Larger metros often have more branches, but online lenders reach Corning on the same terms.
- Nearest smaller places: Hemlock (4 mi); Murray City (8 mi); Trimble (8 mi).
- Smaller neighbours: 46 places smaller than Corning sit within 50 miles.
- Within 100 miles: 332 places are larger than Corning.
Which Ohio laws govern a loan in Corning
Below are the Ohio rules that apply to a loan made in Corning, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
The anatomy of a Corning personal loan
Most loans made to Corning's 485 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Corning. Because the payment is fixed, the total cost of a Corning loan is knowable in advance — unlike a revolving card balance.
How Corning compares across Ohio
Among Ohio's 924 places, Corning sits at 674th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Corning ranks 426th of 924 in Ohio (about the 54th percentile). Its roughly 1,128 residents per square mile place it 542nd among Ohio's places. Between 2020 and 2023 the count changed by roughly 4 residents.
Corning: area, density and distance
Corning covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,128 people per square mile. The largest place in Ohio, Columbus, lies about 54 miles away. A 50-mile radius around Corning takes in 82 places that are larger. The 100-mile radius contains 332 larger places.
How lenders reach Corning
At roughly 1,128 people per square mile, Corning is moderately settled; 82 larger places lie within 50 miles. Lenders licensed in Ohio reach Corning's 485 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Shawnee, OH about 6 miles away.
Common questions
What are my options in Corning if my credit is poor?
What loan size can I expect in Corning?
Do I have to pledge anything to borrow in Corning?
Does comparing loans in Corning cost me credit score points?
Nearby places
- Hemlock, OH — population 145
- Glouster, OH — population 1,629
- Shawnee, OH — population 500
- Trimble, OH — population 322
- Murray City, OH — population 336
- Jacksonville, OH — population 396
- New Straitsville, OH — population 651
- New Lexington, OH — population 4,447