Personal loans in Cornelius, OR
Cornelius added about 17.8% to its population between the 2020 base and the 2023 estimate. If you are weighing a personal loan in Cornelius, start from the payment you can carry; its 14,981 residents face the same statewide rules.
By population, Cornelius sits at 40th in Oregon, with an estimated 14,981 residents. The nearest larger metro is Forest Grove, OR about 3 miles away. Every figure below is Oregon's own, applied to Cornelius's 14,981 residents, with the publisher and retrieval date attached. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Cornelius loan.
Cornelius: population, trend and location
What follows is Cornelius's place in the Census record, alongside the Oregon rules that govern a personal loan made here.
- Population: 14,981 residents; Cornelius is the 40th-largest of 240 places in Oregon (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 17.8% between 2020 and 2023.
- Net change: roughly 2,269 more people than the 2020 Census counted.
- Size percentile: about 83% of Oregon's Census places are smaller than Cornelius.
- Population density: about 6,402 people per square mile (Census land area 2.3 sq mi).
- By land area: Cornelius ranks 86th among Oregon's 240 places, at 2.3 sq mi.
- State population share: Cornelius accounts for about 0.5% of everyone in Oregon.
- National standing: Cornelius ranks 2,350th of 19,457 US places.
- Growth rank: Cornelius ranks 3rd among Oregon's 240 places for the 2020-to-2023 change.
- Against the state trend: Cornelius's 17.8% change compares with a Oregon average of +0.7% across its 240 places.
- Density rank: Cornelius is the 2nd most densely settled place in Oregon.
- Density in context: Cornelius's 6,402 people per square mile sit against a Oregon median of 1,575.
- Location: mapped by the US Census Bureau at 45.5189, -123.0510.
- Nearest larger cities: Forest Grove (3 mi); Hillsboro (6 mi); Beaverton (12 mi); Tigard (15 mi); Sherwood (15 mi). Lenders licensed in the state serve Cornelius whether or not they keep a local branch.
- Smaller communities within reach: North Plains (6 mi); Banks (7 mi); Gaston (7 mi).
- Within a 50-mile radius: 56 smaller Census places.
- Within 100 miles: 33 places are larger than Cornelius.
The geography behind Cornelius
Cornelius's land area is roughly 2.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 6,402 people per square mile. Portland, the largest place in Oregon, is about 19 miles from Cornelius. Within 50 miles of Cornelius there are 28 larger Census places. The 100-mile radius contains 33 larger places.
The state rulebook for Cornelius
This table holds the Oregon rate and licensing rules for consumer loans made to Cornelius's 14,981 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Payday lending status | Legal for licensed payday/title lenders; term 31-60 days; one-time 10% origination fee capped at $30; interest limited to 36%/yr; max APR 153.77%. Source says: "Interest rates are limited to 36 percent annually. The maximum APR (interest and fees) is 153.77 percent"; "A one-time 10 percent loan origination fee, up to a maximum of $30 for a new loan"; "The payday or title loan must be for at least 31 days and not longer than 60 days." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required to make consumer finance loans of $50,000 or less; license issued by the Director of the Department of Consumer and Business Services. Source says: "a consumer finance loan of $50,000 or less... unless the person first obtains a license under this chapter" (ORS 725.045). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
A practical checklist for Cornelius borrowers
A sensible order of operations for a loan in Cornelius, home to about 14,981 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Oregon licence with the regulator named above before committing.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Cornelius-specific: the same Oregon licensing and disclosure rules reach all 14,981 residents.
What is available to Cornelius borrowers
Cornelius is densely built, with about 6,402 people per square mile and 28 larger places within 50 miles. Lenders licensed in Oregon reach Cornelius's 14,981 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Forest Grove, OR about 3 miles away.
The anatomy of a Cornelius personal loan
Cornelius is a small town of about 14,981 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Cornelius. Shortening the term on a Cornelius loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Forest Grove, OR — population 26,799
- North Plains, OR — population 3,378
- Banks, OR — population 1,807
- Hillsboro, OR — population 107,730
- Gaston, OR — population 667
- Yamhill, OR — population 1,153
- Newberg, OR — population 26,095
- Beaverton, OR — population 96,945