Personal loans in Cordova, AK
Cordova ranks 19th of 149 places in Alaska, with a population near 2,473. The roughly 2,473 people who live in Cordova borrow under Alaska rules; city hall sets no personal-loan rate.
Judge Cordova offers on total cost, not on how quickly the money arrives. Which products a lender may offer to Cordova's 2,473 residents follows from the Alaska consumer-lending framework. The 2020 count to the 2023 estimate shows about 5.0% decline in Cordova. Borrowers who want a bigger city can look to Valdez, AK about 45 miles away.
Cordova: the sourced local profile
Two layers matter for a Cordova borrower: the local population picture and Alaska's consumer-lending statutes.
- Population: a Census-estimated 2,473, 19th among Alaska's 149 places (Vintage 2023).
- Population trend: About 5.0% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 131 residents.
- Size percentile: with 2,473 residents, Cordova is larger than about 87% of Alaska's Census places.
- Land and density: 61.4 square miles of land carry roughly 40 residents per square mile.
- By land area: Cordova ranks 10th among Alaska's 149 places, at 61.4 sq mi.
- Water area: Cordova has 13.79 square miles of water, ranking 25th of 149 places in Alaska.
- Within Alaska: about 0.5% of the state's population lives in Cordova.
- National rank: Cordova sits 6,886th by population among the 19,457 places in this dataset.
- Growth in Alaska: Cordova stands 121st by percentage change from 2020 to 2023, among 149 places.
- Versus Alaska: the state average change is -3.1%, while Cordova moved 5.0%.
- Density rank: Cordova places 75th among Alaska's places by people per square mile.
- Against the state median: Cordova runs about 40 residents per square mile, where the Alaska median is 40.
- Location: latitude 60.5300, longitude -145.6419 (Census Gazetteer).
- Nearest larger cities: Valdez (45 mi). Living near a larger metro rarely changes what is available in Cordova.
- Nearest smaller towns: Whittier (104 mi).
- Within a 50-mile radius: 0 smaller Census places.
- Larger places within 100 miles: 1.
What a Cordova borrower is actually offered
Most loans made to Cordova's 2,473 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Cordova lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Cordova loan but raises total interest, so the smallest payment is not the cheapest loan.
What Alaska law requires in Cordova
This table holds the Alaska rate and licensing rules for consumer loans made to Cordova's 2,473 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
The geography behind Cordova
Cordova's land area is about 61.4 square miles; a further 13.79 square miles is water. The resulting density is about 40 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 130 miles. Counting outward 50 miles, 1 larger communities surround Cordova. By land area it ranks 10th of 149 Alaska places.
Cordova in state context
Within Alaska, Cordova holds roughly 0.5% of all residents, the 19th-largest share among 149 places. On the 2020-to-2023 trend, Cordova stands 121st among Alaska's 149 places — roughly the 19th percentile. Its roughly 40 residents per square mile place it 75th among Alaska's places. Between 2020 and 2023 the count changed by roughly 131 residents.
Getting a loan in Cordova
Cordova is sparsely settled, with about 40 people per square mile and 1 larger places within 50 miles. Distance to a branch rarely matters for Cordova's 2,473 residents: the application is online and the price follows your credit file. The nearest bigger place is Valdez, AK about 45 miles away.
Common questions
What are my options in Cordova if my credit is poor?
What loan size can I expect in Cordova?
Do I have to pledge anything to borrow in Cordova?
Does comparing loans in Cordova cost me credit score points?
Nearby places
- Valdez, AK — population 3,805
- Whittier, AK — population 263
- Delta Junction, AK — population 955
- Palmer, AK — population 6,378
- Anchorage, AK — population 286,075
- Seward, AK — population 2,735
- Wasilla, AK — population 9,945
- Houston, AK — population 2,146