Personal loans in Wasilla, AK
Wasilla counts about 9,945 people, and what is genuinely local about borrowing here is limited — Alaska law does the governing. Compare APR, not the interest rate, because the APR folds in most fees on a Wasilla loan.
By population, Wasilla sits at 4th in Alaska, with an estimated 9,945 residents. Lenders active in Wasilla report to a Alaska supervisor, identified in the sourced rows below. The 2020 count to the 2023 estimate shows about 9.8% growth in Wasilla. The next larger city is Anchorage, AK about 29 miles away.
Local context for Wasilla
Read the local figures below as context; read the sourced Alaska table as the rulebook a lender here must follow.
- Population: about 9,945 people live here, which puts Wasilla 4th of 149 Census places in Alaska (Vintage 2023).
- Population trend: Up about 9.8% from the 2020 Census base to the 2023 estimate.
- Absolute change: 888 residents added between 2020 and 2023.
- Size percentile: about 97% of Alaska's Census places are smaller than Wasilla.
- Density: roughly 803 residents per square mile, spread over 12.4 sq mi of land.
- Land area rank: Wasilla's 12.4 square miles rank 58th of 149 places in Alaska.
- Water: Wasilla holds about 0.75 square miles, the 91st-largest water area in Alaska.
- Share of state population: Wasilla's 9,945 residents are about 2.0% of Alaska.
- Nationally: Wasilla is the 3,178th-largest of 19,457 Census places in the dataset.
- Growth rank: Wasilla ranks 1st among Alaska's 149 places for the 2020-to-2023 change.
- Versus Alaska: the state average change is -3.1%, while Wasilla moved 9.8%.
- Density in Alaska: Wasilla ranks 9th by people per square mile.
- Against the state median: Wasilla runs about 803 residents per square mile, where the Alaska median is 40.
- Location: 61.5811, -149.4608 (US Census Bureau Gazetteer).
- Nearest larger cities: Anchorage (29 mi). Larger metros often have more branches, but online lenders reach Wasilla on the same terms.
- Nearest smaller towns: Houston (11 mi); Palmer (11 mi); Whittier (62 mi).
- Smaller places within 50 miles: 2 of them.
- At 100 miles: 1 larger Census places fall inside that radius.
Where Wasilla sits in Alaska
Set beside Alaska's 149 places, Wasilla ranks 4th by population and holds about 2.0% of the state total. On the 2020-to-2023 trend, Wasilla stands 1st among Alaska's 149 places — roughly the 99th percentile. At about 803 people per square mile, Wasilla is the 9th most densely settled place in Alaska. The population moved by about 888 people between 2020 and 2023, a 9.8% shift.
What shapes a Wasilla personal loan
Most loans made to Wasilla's 9,945 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Wasilla's rank of 4th in Alaska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Wasilla decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Wasilla
At roughly 803 people per square mile, Wasilla is moderately settled; 1 larger places lie within 50 miles. A Alaska licence lets a lender serve Wasilla without a local office, so branch density does not change what its 9,945 residents are offered. The nearest bigger place is Anchorage, AK about 29 miles away.
Land, water and location for Wasilla
Wasilla's land area is about 12.4 square miles; a further 0.75 square miles is water. That land carries about 803 people per square mile. Anchorage, the largest place in Alaska, is about 29 miles from Wasilla. Counting outward 50 miles, 1 larger communities surround Wasilla. By land area it ranks 58th of 149 Alaska places.
The Alaska lending rules that reach Wasilla
For the roughly 9,945 residents of Wasilla, the rules below are Alaska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
Common questions
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Nearby places
- Houston, AK — population 2,146
- Palmer, AK — population 6,378
- Anchorage, AK — population 286,075
- Whittier, AK — population 263
- Seward, AK — population 2,735
- Soldotna, AK — population 4,577
- Kenai, AK — population 7,746
- Anderson, AK — population 173