Personal loans in Columbine Valley, CO
Personal loans in Columbine Valley are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,677 population.
With an estimated 1,677 residents, Columbine Valley is the 125th-largest of 270 places in Colorado. The nearest larger city is Littleton, CO about 1 miles away. A 2020-to-2023 comparison shows Columbine Valley up by about 11.7%. Every figure below is Colorado's own, applied to Columbine Valley's 1,677 residents, with the publisher and retrieval date attached. If debt is already a strain, a nonprofit credit counsellor can help Columbine Valley residents before they take on more.
The Columbine Valley data picture
Two layers matter for a Columbine Valley borrower: the local population picture and Colorado's consumer-lending statutes.
- Population: an estimated 1,677 residents, 125th of 270 places in Colorado (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 11.7%.
- Net change: roughly 176 more people than the 2020 Census counted.
- Size percentile: Columbine Valley's 1,677 people outrank roughly 54% of the places in Colorado.
- Density: roughly 1,703 residents per square mile, spread over 1.0 sq mi of land.
- By land area: Columbine Valley ranks 164th among Colorado's 270 places, at 1.0 sq mi.
- Share of state population: Columbine Valley's 1,677 residents are about 0.0% of Colorado.
- Nationally: Columbine Valley is the 8,295th-largest of 19,457 Census places in the dataset.
- Growth rank: Columbine Valley ranks 26th among Colorado's 270 places for the 2020-to-2023 change.
- State comparison: Colorado's places average +2.3% for 2020-to-2023, against Columbine Valley's 11.7%.
- Density rank: Columbine Valley places 69th among Colorado's places by people per square mile.
- Against the state median: Columbine Valley runs about 1,703 residents per square mile, where the Colorado median is 1,126.
- Location: the Census Gazetteer records it at 39.5996, -105.0309.
- Nearest larger cities: Littleton (1 mi); Sheridan (3 mi); Englewood (4 mi); Cherry Hills Village (5 mi); Greenwood Village (6 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Bow Mar (2 mi); Morrison (10 mi); Mountain View (12 mi), each with its own Census population profile.
- Within a 50-mile radius: 21 smaller Census places.
- Larger places within 100 miles: 81.
A practical checklist for Columbine Valley borrowers
For Columbine Valley's roughly 1,677 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Colorado regulator's licence records before you sign.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Columbine Valley-specific: the same Colorado licensing and disclosure rules reach all 1,677 residents.
Where Columbine Valley sits in Colorado
Within Colorado, Columbine Valley holds roughly 0.0% of all residents, the 125th-largest share among 270 places. On the 2020-to-2023 trend, Columbine Valley stands 26th among Colorado's 270 places — roughly the 90th percentile. Its roughly 1,703 residents per square mile place it 69th among Colorado's places. Within 50 miles sit 21 smaller Census places, alongside the 49 that are larger.
What a Columbine Valley borrower is actually offered
With roughly 1,677 residents, Columbine Valley is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Columbine Valley's rank of 125th in Colorado: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Columbine Valley loan is knowable in advance — unlike a revolving card balance.
How Colorado law applies in Columbine Valley
These are Colorado's sourced lending facts as they reach Columbine Valley's 1,677 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders". | Colorado Attorney General — Consumer Protection Section as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | UCCC finance-charge ceilings: 12% per year on non-supervised consumer loans; supervised loans 36% on the first $1,000, 21% on $1,000–$3,000, 15% above $3,000 (or 21% flat); 21% on revolving accounts Source says: "not exceeding twelve percent per year on the unpaid balance of the amount financed"; "Thirty-six percent per year on that part of the unpaid balances of the amount financed that is one thousand dollars or less"; "Twenty-one percent per year on the unpaid balances of the amount financed". | Colorado General Assembly — C.R.S. § 5-2-201 (Colorado Revised Statutes 2024, Title 5) as of 2026-09-16 |
| Payday lending status | Permitted but capped at 36% APR (Proposition 111, effective February 1, 2019) Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent". | Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act) as of 2026-09-16 |
Getting a loan in Columbine Valley
Columbine Valley is a moderately settled community of about 1,677 people, with 49 larger places inside a 50-mile radius. Lenders licensed in Colorado reach Columbine Valley's 1,677 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Littleton, CO about 1 miles away.
Common questions
What are my options in Columbine Valley if my credit is poor?
What loan size can I expect in Columbine Valley?
Do I have to pledge anything to borrow in Columbine Valley?
Does comparing loans in Columbine Valley cost me credit score points?
Nearby places
- Littleton, CO — population 44,451
- Bow Mar, CO — population 823
- Sheridan, CO — population 5,908
- Englewood, CO — population 34,275
- Cherry Hills Village, CO — population 6,273
- Greenwood Village, CO — population 15,205
- Lakewood, CO — population 155,961
- Glendale, CO — population 4,447