Personal loans in Cherry Hills Village, CO

The roughly 6,273 people who live in Cherry Hills Village borrow under Colorado rules; city hall sets no personal-loan rate. Use the calculator on this page to price an amount and term before you commit in Cherry Hills Village.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Roughly 6,273 residents live in Cherry Hills Village, the 72nd-largest community in Colorado. Rate ceilings, licensing requirements and product limits for Cherry Hills Village are all set at the Colorado level. Census figures put the 2020-to-2023 decrease in Cherry Hills Village at about 2.6%. The closest larger place is Greenwood Village, CO about 2 miles away.

Where Cherry Hills Village stands

Two layers matter for a Cherry Hills Village borrower: the local population picture and Colorado's consumer-lending statutes.

Population: 6,273 — Cherry Hills Village ranks 72nd of 270 communities in Colorado (US Census Bureau, Vintage 2023).
Population trend: A decline of about 2.6% across the 2020-to-2023 comparison.
Net change: roughly 169 fewer people than the 2020 Census counted.
Size percentile: about 73% of Colorado's Census places are smaller than Cherry Hills Village.
Land and density: 6.2 square miles of land carry roughly 1,011 residents per square mile.
By land area: Cherry Hills Village ranks 69th among Colorado's 270 places, at 6.2 sq mi.
Water area: Cherry Hills Village has 0.07 square miles of water, ranking 51st of 270 places in Colorado.
Share of state population: Cherry Hills Village's 6,273 residents are about 0.1% of Colorado.
Nationally: Cherry Hills Village is the 4,255th-largest of 19,457 Census places in the dataset.
Growth rank: Cherry Hills Village ranks 205th among Colorado's 270 places for the 2020-to-2023 change.
State comparison: Colorado's places average +2.3% for 2020-to-2023, against Cherry Hills Village's 2.6%.
Density rank: Cherry Hills Village is the 146th most densely settled place in Colorado.
Density in context: Cherry Hills Village's 1,011 people per square mile sit against a Colorado median of 1,126.
Location: 39.6374, -104.9475 (Census Gazetteer coordinates).
Nearest larger cities: Greenwood Village (2 mi); Englewood (3 mi); Littleton (5 mi); Centennial (5 mi); Lone Tree (8 mi). Larger metros often have more branches, but online lenders reach Cherry Hills Village on the same terms.
Smaller communities close by: Sheridan (4 mi); Glendale (5 mi); Columbine Valley (5 mi), each with its own Census population profile.
Within a 50-mile radius: 33 smaller Census places.
Larger places within 100 miles: 52.

Cherry Hills Village: area, density and distance

The Census Gazetteer records 6.2 square miles of land and 0.07 square miles of water within Cherry Hills Village. The resulting density is about 1,011 people per square mile. For the state's biggest city, Denver, the distance is roughly 9 miles. Within 50 miles of Cherry Hills Village there are 38 larger Census places. By land area it ranks 69th of 270 Colorado places.

Colorado rules behind a Cherry Hills Village personal loan

This table holds the Colorado rate and licensing rules for consumer loans made to Cherry Hills Village's 6,273 residents.

Rule	Detail	Source
State lending regulator	Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders".	Colorado Attorney General — Consumer Protection Section as of 2026-09-16
Maximum legal interest rate (usury cap)	UCCC finance-charge ceilings: 12% per year on non-supervised consumer loans; supervised loans 36% on the first $1,000, 21% on $1,000–$3,000, 15% above $3,000 (or 21% flat); 21% on revolving accounts Source says: "not exceeding twelve percent per year on the unpaid balance of the amount financed"; "Thirty-six percent per year on that part of the unpaid balances of the amount financed that is one thousand dollars or less"; "Twenty-one percent per year on the unpaid balances of the amount financed".	Colorado General Assembly — C.R.S. § 5-2-201 (Colorado Revised Statutes 2024, Title 5) as of 2026-09-16
Payday lending status	Permitted but capped at 36% APR (Proposition 111, effective February 1, 2019) Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent".	Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act) as of 2026-09-16

Getting a loan in Cherry Hills Village

With about 1,011 residents per square mile, Cherry Hills Village is moderately settled, and 38 larger Census places sit within 50 miles. Distance to a branch rarely matters for Cherry Hills Village's 6,273 residents: the application is online and the price follows your credit file. The nearest larger city, Greenwood Village, CO about 2 miles away.

Inside a Cherry Hills Village personal loan

Most loans made to Cherry Hills Village's 6,273 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Cherry Hills Village. Shortening the term on a Cherry Hills Village loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Cherry Hills Village's place among Colorado's 270 places

Within Colorado, Cherry Hills Village holds roughly 0.1% of all residents, the 72nd-largest share among 270 places. On the 2020-to-2023 trend, Cherry Hills Village stands 205th among Colorado's 270 places — roughly the 24th percentile. At about 1,011 people per square mile, Cherry Hills Village is the 146th most densely settled place in Colorado. In land area, Cherry Hills Village ranks 69th among Colorado's 270 places.

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Common questions

What are my options in Cherry Hills Village if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Cherry Hills Village is the same as anywhere in Colorado.

What loan size can I expect in Cherry Hills Village?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Cherry Hills Village?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Cherry Hills Village cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Greenwood Village, CO — population 15,205
Englewood, CO — population 34,275
Glendale, CO — population 4,447
Sheridan, CO — population 5,908
Littleton, CO — population 44,451
Columbine Valley, CO — population 1,677
Centennial, CO — population 106,883
Bow Mar, CO — population 823