Personal loans in Coloma, WI

Borrowing in Coloma: the local picture

Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.

• Population: the Census counts 455 residents in Coloma (Vintage 2023 subcounty estimate), the 496th-largest figure among Wisconsin's 605 places.
• Population trend: Higher by roughly 1.1% since the 2020 count.
• Absolute change: 5 residents added between 2020 and 2023.
• Size percentile: roughly 18% of Wisconsin's places have fewer residents than Coloma's 455.
• Land and density: 1.5 square miles of land carry roughly 306 residents per square mile.
• Land area rank: Coloma's 1.5 square miles rank 392nd of 605 places in Wisconsin.
• State population share: Coloma accounts for about 0.0% of everyone in Wisconsin.
• National rank: Coloma sits 13,552nd by population among the 19,457 places in this dataset.
• Growth rank: Coloma's 2020-to-2023 change ranks 150th of 605 places in Wisconsin.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Coloma's 1.1%.
• Density in Wisconsin: Coloma ranks 512th by people per square mile.
• Against the state median: Coloma runs about 306 residents per square mile, where the Wisconsin median is 800.
• Location: the Census Gazetteer records it at 44.0387, -89.5311.
• Nearest larger cities: Westfield (11 mi); Wautoma (12 mi); Plainfield (12 mi); Friendship (15 mi); Adams (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Hancock (7 mi); Neshkoro (16 mi); Almond (17 mi).
• Within a 50-mile radius: 28 smaller Census places.
• Within 100 miles: 340 places are larger than Coloma.

The state rulebook for Coloma

Below are the Wisconsin rules that apply to a loan made in Coloma, each with the regulator that issued it.

Where Coloma sits in Wisconsin

Against Wisconsin's other places, Coloma accounts for about 0.0% of the state's population and ranks 496th of 605 by size. Its 2020-to-2023 change ranks 150th of 605 Wisconsin places, putting it near the 75th percentile for growth. By density, at about 306 people per square mile, it ranks 512th in Wisconsin. By land area, its 1.5 square miles rank 392nd of 605 places in Wisconsin.

What to do before borrowing in Coloma

Before you apply in Coloma, a community of about 455, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Wisconsin regulator's records to confirm the lender is licensed here.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Coloma and the rest of Wisconsin is not the process but the borrower's own file, among the 455 people here.

What is available to Coloma borrowers

Coloma is lightly settled, with about 306 people per square mile and 68 larger places within 50 miles. What is available to Coloma's 455 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest larger city, Westfield, WI about 11 miles away.

Inside a Coloma personal loan

A Coloma personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 455 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Coloma. Because the payment is fixed, the total cost of a Coloma loan is knowable in advance — unlike a revolving card balance.