Personal loans in Coaling, AL

By population, Coaling sits at 187th in Alabama, with an estimated 1,986 residents. The nearest larger metro is Brookwood, AL about 5 miles away. For the 1,986 people in Coaling, Alabama runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a community of about 1,986, the practical step is to compare APR across at least three lenders before committing.

The Coaling data picture

Coaling is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,986 residents; Coaling is the 187th-largest of 462 places in Alabama (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.6%.
• Net change: roughly 53 fewer people than the 2020 Census counted.
• Size percentile: Coaling sits ahead of around 60% of Alabama places, at 1,986 people.
• Density: roughly 396 residents per square mile, spread over 5.0 sq mi of land.
• Land area: Coaling covers 5.0 square miles, the 251st-largest area among Alabama's 462 places.
• Water: Coaling holds about 0.07 square miles, the 136th-largest water area in Alabama.
• State population share: Coaling accounts for about 0.1% of everyone in Alabama.
• National rank: Coaling is the 7,658th most populous of the 19,457 Census places covered here.
• Growth in Alabama: Coaling stands 356th by percentage change from 2020 to 2023, among 462 places.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Coaling's 2.6%.
• Density in Alabama: Coaling ranks 148th by people per square mile.
• Density in context: Coaling's 396 people per square mile sit against a Alabama median of 259.
• Location: the Census Gazetteer records it at 33.1699, -87.3499.
• Nearest larger cities: Brookwood (5 mi); Vance (7 mi); Tuscaloosa (11 mi); Lake View (15 mi); Northport (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Woodstock (12 mi); West Blocton (13 mi); Coker (20 mi).
• Within a 50-mile radius: 32 smaller Census places.
• At 100 miles: 116 larger Census places fall inside that radius.

Lender access in Coaling

With about 396 residents per square mile, Coaling is lightly settled, and 44 larger Census places sit within 50 miles. Lenders licensed in Alabama reach Coaling's 1,986 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Brookwood, AL about 5 miles away.

Land, water and location for Coaling

The Census Gazetteer records 5.0 square miles of land and 0.07 square miles of water within Coaling. With 1,986 residents, the land area yields roughly 396 people per square mile. The state's population centre of gravity, Huntsville, is roughly 112 miles away. Within 50 miles of Coaling there are 44 larger Census places. By land area it ranks 251st of 462 Alabama places.

What a Coaling borrower is actually offered

A Coaling personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,986 residents. Federal Truth in Lending rules require a Coaling lender to disclose the APR and finance charge before you sign. Shortening the term on a Coaling loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Alabama rules behind a Coaling personal loan

These are Alabama's sourced lending facts as they reach Coaling's 1,986 residents; the state has no city-level rate rule.

Coaling in state context

Set beside Alabama's 462 places, Coaling ranks 187th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Coaling ranks 356th of 462 in Alabama (about the 23th percentile). Its roughly 396 residents per square mile place it 148th among Alabama's places. By land area, its 5.0 square miles rank 251st of 462 places in Alabama.