Personal loans in Brent, AL

Brent is one of 462 Census places in Alabama; its 2,659 residents put it at 150th. A single loan can carry different costs on either side of a state line, and Brent sits on the Alabama side of that line. The 2020 count to the 2023 estimate shows about 10.6% decline in Brent. The next larger city is Centreville, AL about 3 miles away.

Brent by the numbers

Here is the sourced Census picture for Brent, plus the Alabama lending rules that apply to a loan taken out here.

• Population: about 2,659 people live here, which puts Brent 150th of 462 Census places in Alabama (Vintage 2023).
• Population trend: About 10.6% below the 2020 Census base.
• Net change: roughly 314 fewer people than the 2020 Census counted.
• Size percentile: about 68% of Alabama's Census places are smaller than Brent.
• Density: roughly 302 residents per square mile, spread over 8.8 sq mi of land.
• By land area: Brent ranks 164th among Alabama's 462 places, at 8.8 sq mi.
• Water area: Brent has 0.03 square miles of water, ranking 198th of 462 places in Alabama.
• State population share: Brent accounts for about 0.1% of everyone in Alabama.
• National standing: Brent ranks 6,659th of 19,457 US places.
• Growth rank: Brent's 2020-to-2023 change ranks 460th of 462 places in Alabama.
• Against the state trend: Brent's 10.6% change compares with a Alabama average of +1.0% across its 462 places.
• Density in Alabama: Brent ranks 195th by people per square mile.
• Density in context: Brent's 302 people per square mile sit against a Alabama median of 259.
• Location: coordinates 32.9449, -87.1721 (US Census Bureau Gazetteer).
• Nearest larger cities: Centreville (3 mi); Montevallo (23 mi); Marion (23 mi); Lake View (24 mi); Jemison (26 mi). Online lenders reach Brent no matter how far the nearest branch is.
• Nearest smaller towns: West Blocton (12 mi); Vance (16 mi); Coaling (19 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 33 smaller Census places.
• Larger places within 100 miles: 84.

What Alabama law requires in Brent

Below are the Alabama rules that apply to a loan made in Brent, each with the regulator that issued it.

Steps to take before a Brent loan

A sensible order of operations for a loan in Brent, home to about 2,659 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Alabama licence with the regulator named above before committing.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Brent-specific: the same Alabama licensing and disclosure rules reach all 2,659 residents.

Getting a loan in Brent

Brent is lightly settled, with about 302 people per square mile and 30 larger places within 50 miles. A Alabama licence lets a lender serve Brent without a local office, so branch density does not change what its 2,659 residents are offered. The nearest bigger place is Centreville, AL about 3 miles away.

What a Brent borrower is actually offered

Most loans made to Brent's 2,659 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Brent lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Brent loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Brent sits in Alabama

Set beside Alabama's 462 places, Brent ranks 150th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Brent ranks 460th of 462 in Alabama (about the 0th percentile). Its roughly 302 residents per square mile place it 195th among Alabama's places. Between 2020 and 2023 the count changed by roughly 314 residents.