Personal loans in Chubbuck, ID

Begin with the payment, then weigh APR and total interest across the lenders that reach Chubbuck's 16,362 residents. The 2020 count to the 2023 estimate shows about 5.0% growth in Chubbuck. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Chubbuck's 16,362 residents. A larger market lies at Pocatello, ID about 4 miles away.

What the Census records for Chubbuck

Here is the sourced Census picture for Chubbuck, plus the Idaho lending rules that apply to a loan taken out here.

• Population: an estimated 16,362 residents, 18th of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 5.0% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 782 residents.
• Size percentile: roughly 91% of Idaho places rank below Chubbuck.
• Population density: about 2,324 people per square mile across 7.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Chubbuck ranks 21st among Idaho's 197 places, at 7.0 sq mi.
• Within Idaho: about 1.2% of the state's population lives in Chubbuck.
• Nationally: Chubbuck is the 2,222nd-largest of 19,457 Census places in the dataset.
• Growth in Idaho: Chubbuck stands 100th by percentage change from 2020 to 2023, among 197 places.
• State comparison: Idaho's places average +7.1% for 2020-to-2023, against Chubbuck's 5.0%.
• Density rank: Chubbuck places 29th among Idaho's places by people per square mile.
• Density vs Idaho: Chubbuck's 2,324 people per square mile compare with a state median of 1,026.
• Location: 42.9272 / -112.4583, per the US Census Bureau Gazetteer.
• Nearest larger cities: Pocatello (4 mi); Idaho Falls (44 mi); Ammon (45 mi); Rexburg (70 mi); Logan (88 mi). Lenders licensed in the state serve Chubbuck whether or not they keep a local branch.
• Smaller communities close by: Inkom (14 mi); Aberdeen (19 mi); Blackfoot (19 mi), each with its own Census population profile.
• Within a 50-mile radius: 16 smaller Census places.
• Within 100 miles: 5 places are larger than Chubbuck.

Lender access in Chubbuck

Chubbuck is a fairly dense community of about 16,362 people, with 3 larger places inside a 50-mile radius. What is available to Chubbuck's 16,362 borrowers is set by Idaho licensing and your own credit, not by how many branches are nearby. The nearest larger city, Pocatello, ID about 4 miles away.

How Chubbuck compares across Idaho

Within Idaho, Chubbuck holds roughly 1.2% of all residents, the 18th-largest share among 197 places. For population change between 2020 and 2023, Chubbuck ranks 100th of 197 in Idaho (about the 49th percentile). At about 2,324 people per square mile, Chubbuck is the 29th most densely settled place in Idaho. By land area, its 7.0 square miles rank 21st of 197 places in Idaho.

How Idaho law applies in Chubbuck

Read the table as a lender's compliance picture for Chubbuck: the rule, the sourced figure, the publisher and the date.

Chubbuck: area, density and distance

The Census Gazetteer records about 7.0 square miles of land within Chubbuck, with no significant water area listed. That land carries about 2,324 people per square mile. The state's population centre of gravity, Boise City, is roughly 195 miles away. A 50-mile radius around Chubbuck takes in 3 places that are larger. Within the same 50 miles lie 16 smaller Census places.

Before you apply in Chubbuck

For Chubbuck's roughly 16,362 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Idaho licence by checking the regulator named above.
5. Pick the shortest term whose payment you can comfortably afford.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Idaho; what changes is your credit file, not the fact that Chubbuck holds 16,362 people.