Personal loans in Centertown, KY

Centertown is home to roughly 414 people and stands 316th by size out of 416 Census places in Kentucky. Centertown shed about 1.0% of its population between the 2020 base and the 2023 estimate. State law, not city hall, decides what a lender may do to Centertown's roughly 414 residents, and a state regulator supervises it. Compare APR, not the interest rate, because the APR folds in most fees on a Centertown loan. The next larger city is Hartford, KY about 6 miles away.

Centertown by the numbers

Centertown is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 414 residents in Centertown (Vintage 2023 subcounty estimate), the 316th-largest figure among Kentucky's 416 places.
• Population trend: The 2020-to-2023 change is negative, near 1.0%.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: Centertown's 414 people outrank roughly 24% of the places in Kentucky.
• Land and density: 0.3 square miles of land carry roughly 1,323 residents per square mile.
• By land area: Centertown ranks 316th among Kentucky's 416 places, at 0.3 sq mi.
• State share: roughly 0.0% of Kentucky's residents live in Centertown (414 people).
• National rank: Centertown sits 13,946th by population among the 19,457 places in this dataset.
• Growth rank: Centertown ranks 237th among Kentucky's 416 places for the 2020-to-2023 change.
• Versus Kentucky: the state average change is -0.2%, while Centertown moved 1.0%.
• Density in Kentucky: Centertown ranks 166th by people per square mile.
• Density vs Kentucky: Centertown's 1,323 people per square mile compare with a state median of 1,045.
• Location: mapped by the US Census Bureau at 37.4178, -86.9960.
• Nearest larger cities: Hartford (6 mi); Beaver Dam (7 mi); Island (8 mi); Livermore (9 mi); Central City (11 mi). Living near a larger metro rarely changes what is available in Centertown.
• Nearest smaller places: McHenry (5 mi); Rockport (6 mi); South Carrollton (10 mi).
• Smaller places within 50 miles: 17 of them.
• At 100 miles: 282 larger Census places fall inside that radius.

What shapes a Centertown personal loan

Most loans made to Centertown's 414 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Centertown lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Centertown loan but raises total interest, so the smallest payment is not the cheapest loan.

How Centertown compares across Kentucky

Centertown is the 316th-largest of 416 Census places in Kentucky and contains about 0.0% of the state's people. For population change between 2020 and 2023, Centertown ranks 237th of 416 in Kentucky (about the 43th percentile). At about 1,323 people per square mile, Centertown is the 166th most densely settled place in Kentucky. Between 2020 and 2023 the count changed by roughly 4 residents.

Lender access in Centertown

At roughly 1,323 people per square mile, Centertown is moderately settled; 55 larger places lie within 50 miles. A Kentucky licence lets a lender serve Centertown without a local office, so branch density does not change what its 414 residents are offered. The nearest bigger place is Hartford, KY about 6 miles away.

Which Kentucky laws govern a loan in Centertown

For the roughly 414 residents of Centertown, the rules below are Kentucky's own; each row carries its publisher and retrieval date.

Centertown on the map

Inside Centertown's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 1,323 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 145 miles away. A 50-mile radius around Centertown takes in 55 places that are larger. By land area it ranks 316th of 416 Kentucky places.