Personal loans in Cedar Grove, IN
For a borrower among the roughly 147 residents of Cedar Grove, a personal loan is a tool whose cost turns on the terms, not the address. By population, Cedar Grove sits at 527th in Indiana, with an estimated 147 residents.
Cedar Grove's population was effectively unchanged from the 2020 count to the 2023 estimate. Every figure below is Indiana's own, applied to Cedar Grove's 147 residents, with the publisher and retrieval date attached. Compare APR, not the interest rate, because the APR folds in most fees on a Cedar Grove loan. The nearest larger city is St. Leon, IN about 4 miles away.
Cedar Grove: population, trend and location
The figures below are Cedar Grove's own — Census population, land area and coordinates — followed by the Indiana rules.
- Population: 147 — Cedar Grove ranks 527th of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
- Size percentile: with 147 residents, Cedar Grove is larger than about 7% of Indiana's Census places.
- Population density: about 974 people per square mile (Census land area 0.2 sq mi).
- By land area: Cedar Grove ranks 520th among Indiana's 565 places, at 0.2 sq mi.
- Within Indiana: about 0.0% of the state's population lives in Cedar Grove.
- National rank: Cedar Grove is 17,320th of 19,457 places nationwide.
- Growth rank: Cedar Grove ranks 303rd among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Cedar Grove's 0.0% change compares with a Indiana average of +1.0% across its 565 places.
- Density in Indiana: Cedar Grove ranks 408th by people per square mile.
- Density in context: Cedar Grove's 974 people per square mile sit against a Indiana median of 1,375.
- Location: it lies at 39.3559, -84.9371 in the Census Gazetteer.
- Nearest larger cities: St. Leon (4 mi); Brookville (6 mi); West Harrison (9 mi); Harrison (11 mi); Sunman (12 mi). Larger metros often have more branches, but online lenders reach Cedar Grove on the same terms.
- Smaller towns nearby: Mount Carmel (5 mi); Kenton Vale (31 mi); Mount Auburn (34 mi).
- Within a 50-mile radius: 12 smaller Census places.
- Within 100 miles: 617 places are larger than Cedar Grove.
What is available to Cedar Grove borrowers
Cedar Grove is a moderately settled community of about 147 people, with 201 larger places inside a 50-mile radius. Whether Cedar Grove has a local branch or not, a Indiana-licensed lender can serve its 147 people online on the same terms. For a larger market, the closest option is St. Leon, IN about 4 miles away.
Where Cedar Grove sits
The Census Gazetteer records about 0.2 square miles of land within Cedar Grove, with no significant water area listed. Spread across it are roughly 974 residents per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 120 miles. A 50-mile radius around Cedar Grove takes in 201 places that are larger. Within the same 50 miles lie 12 smaller Census places.
How Indiana law applies in Cedar Grove
When Indiana does not publish a figure, the row links to the source instead of inventing a number; Cedar Grove is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
A pre-application checklist for Cedar Grove
Before you apply in Cedar Grove, a community of about 147, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Indiana licence with the regulator listed on this page.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Cedar Grove-specific: the same Indiana licensing and disclosure rules reach all 147 residents.
Cedar Grove against the rest of Indiana
Against Indiana's other places, Cedar Grove accounts for about 0.0% of the state's population and ranks 527th of 565 by size. For population change between 2020 and 2023, Cedar Grove ranks 303rd of 565 in Indiana (about the 46th percentile). By density, at about 974 people per square mile, it ranks 408th in Indiana. By land area, its 0.2 square miles rank 520th of 565 places in Indiana.
Common questions
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What loan size can I expect in Cedar Grove?
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Nearby places
- St. Leon, IN — population 665
- Mount Carmel, IN — population 79
- Brookville, IN — population 2,643
- West Harrison, IN — population 334
- Harrison, OH — population 13,320
- Sunman, IN — population 931
- Greendale, IN — population 4,564
- West College Corner, IN — population 534