Personal loans in Castle, OK
The 2020 count to the 2023 estimate shows about 0.6% growth in Castle. Castle, Oklahoma — home to about 171 people — is a small community, so the terms you are offered follow Oklahoma law rather than any local rule.
With an estimated 171 residents, Castle is the 452nd-largest of 590 places in Oklahoma. A larger market lies at Boley, OK about 5 miles away. A lender that serves Castle operates under Oklahoma lending statutes and a Oklahoma supervisor. Decide the purpose of the loan and your repayment plan before sharing any details with a Castle lender.
Castle by the numbers
Set out below is Castle's local context next to the state-level rules that reach every lender here.
- Population: 171 residents; Castle is the 452nd-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: About 0.6% above the 2020 Census base.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: about 23% of Oklahoma communities are smaller than Castle (171 residents).
- Population density: about 111 people per square mile across 1.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Castle covers 1.5 square miles, the 270th-largest area among Oklahoma's 590 places.
- State share: roughly 0.0% of Oklahoma's residents live in Castle (171 people).
- National standing: Castle ranks 16,929th of 19,457 US places.
- Growth rank: Castle's 2020-to-2023 change ranks 293rd of 590 places in Oklahoma.
- Against the state trend: Castle's 0.6% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Castle places 517th among Oklahoma's places by people per square mile.
- Against the state median: Castle runs about 111 residents per square mile, where the Oklahoma median is 546.
- Location: it lies at 35.4681, -96.3916 in the Census Gazetteer.
- Nearest larger cities: Boley (5 mi); Okemah (6 mi); Cromwell (10 mi); Paden (10 mi); Weleetka (17 mi). Lenders licensed in the state serve Castle whether or not they keep a local branch.
- Nearest smaller places: IXL (4 mi); Bearden (7 mi); Clearview (12 mi).
- Smaller neighbours: 33 places smaller than Castle sit within 50 miles.
- At 100 miles: 258 larger Census places fall inside that radius.
Land, water and location for Castle
Castle covers about 1.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 111 residents per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 63 miles. Within 50 miles of Castle there are 68 larger Census places. By land area it ranks 270th of 590 Oklahoma places.
Lender access in Castle
With about 111 residents per square mile, Castle is lightly settled, and 68 larger Census places sit within 50 miles. Whether Castle has a local branch or not, a Oklahoma-licensed lender can serve its 171 people online on the same terms. The nearest bigger place is Boley, OK about 5 miles away.
How Oklahoma law applies in Castle
This table holds the Oklahoma rate and licensing rules for consumer loans made to Castle's 171 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Inside a Castle personal loan
Most loans made to Castle's 171 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Castle lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Castle loan but raises total interest, so the smallest payment is not the cheapest loan.
Castle against the rest of Oklahoma
Set beside Oklahoma's 590 places, Castle ranks 452nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Castle stands 293rd among Oklahoma's 590 places — roughly the 50th percentile. By density, at about 111 people per square mile, it ranks 517th in Oklahoma. By land area, its 1.5 square miles rank 270th of 590 places in Oklahoma.
Common questions
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Nearby places
- IXL, OK — population 59
- Boley, OK — population 1,086
- Okemah, OK — population 3,051
- Bearden, OK — population 133
- Cromwell, OK — population 237
- Paden, OK — population 420
- Clearview, OK — population 36
- Wetumka, OK — population 1,135