Personal loans in Boley, OK
The 2020 count to the 2023 estimate shows about 0.1% decline in Boley. A personal loan in Boley is priced from your credit file and income, not from the fact that the city holds 1,086 people.
Boley is one of 590 Census places in Oklahoma; its 1,086 residents put it at 197th. Borrowers who want a bigger city can look to Okemah, OK about 11 miles away. Which products a lender may offer to Boley's 1,086 residents follows from the Oklahoma consumer-lending framework. Use the calculator on this page to price an amount and term before you commit in Boley.
Where Boley stands
Read the local figures below as context; read the sourced Oklahoma table as the rulebook a lender here must follow.
- Population: 1,086 — Boley ranks 197th of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.1% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: with 1,086 residents, Boley is larger than about 67% of Oklahoma's Census places.
- Density: roughly 673 residents per square mile, spread over 1.6 sq mi of land.
- Land area: Boley covers 1.6 square miles, the 262nd-largest area among Oklahoma's 590 places.
- Share of state population: Boley's 1,086 residents are about 0.0% of Oklahoma.
- Nationally: Boley is the 9,897th-largest of 19,457 Census places in the dataset.
- Growth rank: Boley's 2020-to-2023 change ranks 385th of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Boley's 0.1%.
- Density rank: Boley is the 241st most densely settled place in Oklahoma.
- Density vs Oklahoma: Boley's 673 people per square mile compare with a state median of 546.
- Location: latitude 35.4899, longitude -96.4800 (Census Gazetteer).
- Nearest larger cities: Okemah (11 mi); Prague (12 mi); Seminole (20 mi); Stroud (22 mi); Wetumka (22 mi). Online lenders reach Boley no matter how far the nearest branch is.
- Nearest smaller places: Paden (5 mi); Castle (5 mi); IXL (6 mi).
- Within a 50-mile radius: 68 smaller Census places.
- Larger places within 100 miles: 126.
What is available to Boley borrowers
At roughly 673 people per square mile, Boley is moderately settled; 35 larger places lie within 50 miles. Whether Boley has a local branch or not, a Oklahoma-licensed lender can serve its 1,086 people online on the same terms. The nearest bigger place is Okemah, OK about 11 miles away.
Oklahoma consumer-lending rules applied in Boley
For the roughly 1,086 residents of Boley, the rules below are Oklahoma's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
How Boley compares across Oklahoma
Among Oklahoma's 590 places, Boley sits at 197th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Boley stands 385th among Oklahoma's 590 places — roughly the 35th percentile. By density, at about 673 people per square mile, it ranks 241st in Oklahoma. The population moved by about 1 people between 2020 and 2023, a 0.1% shift.
How personal loans work in Boley
Most loans made to Boley's 1,086 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Boley's rank of 197th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Boley loan is knowable in advance — unlike a revolving card balance.
Boley: area, density and distance
Boley covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,086 residents, the land area yields roughly 673 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 58 miles away. A 50-mile radius around Boley takes in 35 places that are larger. The 100-mile radius contains 126 larger places.
Common questions
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Nearby places
- Paden, OK — population 420
- Castle, OK — population 171
- IXL, OK — population 59
- Cromwell, OK — population 237
- Bearden, OK — population 133
- Okemah, OK — population 3,051
- Prague, OK — population 2,400
- Seminole, OK — population 7,262