Personal loans in Burlington, WI
A lender that serves Burlington operates under Wisconsin lending statutes and a Wisconsin supervisor. About 11,040 people live in Burlington, placing it 89th of 605 Census places in Wisconsin.
If you are weighing a personal loan in Burlington, start from the payment you can carry; its 11,040 residents face the same statewide rules. Over 2020 to 2023, Burlington recorded almost no population movement. Judge Burlington offers on total cost, not on how quickly the money arrives. The closest larger city is Salem Lakes, WI about 12 miles away.
Where Burlington stands
Set out below is Burlington's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 11,040 residents in Burlington (Vintage 2023 subcounty estimate), the 89th-largest figure among Wisconsin's 605 places.
- Population trend: Roughly level with the 2020 Census base.
- Size percentile: about 85% of Wisconsin's Census places are smaller than Burlington.
- Density: roughly 1,429 residents per square mile, spread over 7.7 sq mi of land.
- Land area rank: Burlington's 7.7 square miles rank 97th of 605 places in Wisconsin.
- Water area rank: Burlington ranks 116th among Wisconsin's 605 places, with 0.25 sq mi.
- Share of Wisconsin: Burlington holds about 0.3% of the state's population, some 11,040 people.
- Nationally: Burlington is the 2,933rd-largest of 19,457 Census places in the dataset.
- Growth rank: Burlington ranks 274th among Wisconsin's 605 places for the 2020-to-2023 change.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Burlington's 0.0%.
- Density in Wisconsin: Burlington ranks 125th by people per square mile.
- Density in context: Burlington's 1,429 people per square mile sit against a Wisconsin median of 800.
- Location: 42.6752, -88.2719 (US Census Bureau Gazetteer).
- Nearest larger cities: Salem Lakes (12 mi); Muskego (15 mi); Antioch (17 mi); Franklin (20 mi); Mount Pleasant (20 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Rochester (4 mi); Waterford (7 mi); Bloomfield (10 mi).
- Smaller neighbours: 140 places smaller than Burlington sit within 50 miles.
- At 100 miles: 226 larger Census places fall inside that radius.
A practical checklist for Burlington borrowers
For Burlington's roughly 11,040 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
In Burlington as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 11,040 residents.
Getting a loan in Burlington
Burlington is a moderately settled community of about 11,040 people, with 90 larger places inside a 50-mile radius. What is available to Burlington's 11,040 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Salem Lakes, WI about 12 miles away.
Burlington on the map
The Census Gazetteer records 7.7 square miles of land and 0.25 square miles of water within Burlington. Spread across it are roughly 1,429 residents per square mile. Milwaukee, the largest place in Wisconsin, is about 31 miles from Burlington. Within 50 miles of Burlington there are 90 larger Census places. The 100-mile radius contains 226 larger places.
Burlington against the rest of Wisconsin
Set beside Wisconsin's 605 places, Burlington ranks 89th by population and holds about 0.3% of the state total. For population change between 2020 and 2023, Burlington ranks 274th of 605 in Wisconsin (about the 55th percentile). By density, at about 1,429 people per square mile, it ranks 125th in Wisconsin. The population moved by about 5 people between 2020 and 2023, a 0.0% shift.
Wisconsin rules behind a Burlington personal loan
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Burlington lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Burlington if my credit is poor?
What loan size can I expect in Burlington?
Do I have to pledge anything to borrow in Burlington?
Does comparing loans in Burlington cost me credit score points?
Nearby places
- Rochester, WI — population 3,776
- Waterford, WI — population 5,744
- Bloomfield, WI — population 4,847
- Twin Lakes, WI — population 6,362
- East Troy, WI — population 4,707
- Genoa City, WI — population 2,948
- Lake Geneva, WI — population 8,684
- Mukwonago, WI — population 8,492