Personal loans in Brownsville, OR

With an estimated 1,849 residents, Brownsville is the 129th-largest of 240 places in Oregon. Rate-shopping from Brownsville costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Lenders active in Brownsville report to a Oregon supervisor, identified in the sourced rows below. For a bigger market, look to Lebanon, OR about 10 miles away.

Brownsville: the sourced local profile

Brownsville is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 1,849 residents in Brownsville (Vintage 2023 subcounty estimate), the 129th-largest figure among Oregon's 240 places.
• Population trend: Roughly 9.1% more residents than the 2020 Census counted.
• Net change: roughly 155 more people than the 2020 Census counted.
• Size percentile: roughly 46% of Oregon places rank below Brownsville.
• Population density: about 1,377 people per square mile across 1.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Brownsville's 1.3 square miles rank 123rd of 240 places in Oregon.
• State population share: Brownsville accounts for about 0.1% of everyone in Oregon.
• Nationally: Brownsville is the 7,912th-largest of 19,457 Census places in the dataset.
• Growth rank: Brownsville's 2020-to-2023 change ranks 9th of 240 places in Oregon.
• Against the state trend: Brownsville's 9.1% change compares with a Oregon average of +0.7% across its 240 places.
• Density rank: Brownsville places 142nd among Oregon's places by people per square mile.
• Density vs Oregon: Brownsville's 1,377 people per square mile compare with a state median of 1,575.
• Location: 44.3922, -122.9833 (Census Gazetteer coordinates).
• Nearest larger cities: Lebanon (10 mi); Harrisburg (12 mi); Sweet Home (14 mi); Junction City (16 mi); Albany (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Halsey (6 mi); Sodaville (8 mi); Waterloo (11 mi).
• Smaller neighbours: 16 places smaller than Brownsville sit within 50 miles.
• Larger places within 100 miles: 89.

Brownsville against the rest of Oregon

Against Oregon's other places, Brownsville accounts for about 0.1% of the state's population and ranks 129th of 240 by size. For population change between 2020 and 2023, Brownsville ranks 9th of 240 in Oregon (about the 96th percentile). At about 1,377 people per square mile, Brownsville is the 142nd most densely settled place in Oregon. Between 2020 and 2023 the count changed by roughly 155 residents.

Before you apply in Brownsville

These steps shape the offer you get in Brownsville, a place of about 1,849 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Oregon regulator's licence records before you sign.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Brownsville-specific: the same Oregon licensing and disclosure rules reach all 1,849 residents.

Which Oregon laws govern a loan in Brownsville

For the roughly 1,849 residents of Brownsville, the rules below are Oregon's own; each row carries its publisher and retrieval date.

How lenders reach Brownsville

Brownsville is a moderately settled community of about 1,849 people, with 28 larger places inside a 50-mile radius. What is available to Brownsville's 1,849 borrowers is set by Oregon licensing and your own credit, not by how many branches are nearby. The nearest larger city, Lebanon, OR about 10 miles away.

How personal loans work in Brownsville

Most loans made to Brownsville's 1,849 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Brownsville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Brownsville loan is knowable in advance — unlike a revolving card balance.