Personal loans in Albany, OR

The Albany data picture

Two layers matter for a Albany borrower: the local population picture and Oregon's consumer-lending statutes.

• Population: 57,053 people, a figure that places Albany 11th among the 240 Census places in Oregon (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 1.0% between 2020 and 2023.
• Absolute change: 584 residents added between 2020 and 2023.
• Size percentile: roughly 95% of Oregon places rank below Albany.
• Population density: about 3,196 people per square mile across 17.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Albany ranks 11th among Oregon's 240 places, at 17.9 sq mi.
• Water area: Albany has 0.21 square miles of water, ranking 36th of 240 places in Oregon.
• Share of Oregon: Albany holds about 1.9% of the state's population, some 57,053 people.
• Nationally: Albany is the 700th-largest of 19,457 Census places in the dataset.
• Growth in Oregon: Albany stands 88th by percentage change from 2020 to 2023, among 240 places.
• Against the state trend: Albany's 1.0% change compares with a Oregon average of +0.7% across its 240 places.
• Density in Oregon: Albany ranks 47th by people per square mile.
• Against the state median: Albany runs about 3,196 residents per square mile, where the Oregon median is 1,575.
• Location: 44.6269, -123.0967 (US Census Bureau Gazetteer).
• Nearest larger cities: Corvallis (10 mi); Salem (21 mi); Eugene (39 mi); Springfield (40 mi); Beaverton (60 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Millersburg (4 mi); Tangent (6 mi); Adair Village (7 mi).
• Within a 50-mile radius: 59 smaller Census places.
• Larger places within 100 miles: 10.

The anatomy of a Albany personal loan

In Albany, a mid-sized city of about 57,053, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Albany lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Albany loan is knowable in advance — unlike a revolving card balance.

Albany in state context

Set beside Oregon's 240 places, Albany ranks 11th by population and holds about 1.9% of the state total. For population change between 2020 and 2023, Albany ranks 88th of 240 in Oregon (about the 63th percentile). By density, at about 3,196 people per square mile, it ranks 47th in Oregon. The population moved by about 584 people between 2020 and 2023, a 1.0% shift.

Which Oregon laws govern a loan in Albany

These are Oregon's sourced lending facts as they reach Albany's 57,053 residents; the state has no city-level rate rule.

Where Albany sits

Albany's land area is about 17.9 square miles; a further 0.21 square miles is water. With 57,053 residents, the land area yields roughly 3,196 people per square mile. For the state's biggest city, Portland, the distance is roughly 67 miles. Counting outward 50 miles, 4 larger communities surround Albany. Within the same 50 miles lie 59 smaller Census places.

Lender access in Albany

Albany is fairly dense, with about 3,196 people per square mile and 4 larger places within 50 miles. A Oregon licence lets a lender serve Albany without a local office, so branch density does not change what its 57,053 residents are offered. For a larger market, the closest option is Corvallis, OR about 10 miles away.