Personal loans in Browning, MT
Two households in Browning with comparable incomes can still be offered different rates; the city's 1,005 residents are not the reason. Census figures put the 2020-to-2023 decrease in Browning at about 1.2%.
About 1,005 people live in Browning, placing it 55th of 127 Census places in Montana. Pull your credit reports and line up at least three offers before you apply from Browning. Lenders active in Browning report to a Montana supervisor, identified in the sourced rows below. The nearest larger city is Cut Bank, MT about 32 miles away.
Browning: population, trend and location
Here is the sourced Census picture for Browning, plus the Montana lending rules that apply to a loan taken out here.
- Population: a Census-estimated 1,005, 55th among Montana's 127 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.2%.
- Net change: roughly 12 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 57% of the places in Montana, with 1,005 residents in Browning.
- Land and density: 0.3 square miles of land carry roughly 3,602 residents per square mile.
- By land area: Browning ranks 113th among Montana's 127 places, at 0.3 sq mi.
- State share: roughly 0.2% of Montana's residents live in Browning (1,005 people).
- Nationally: Browning is the 10,181st-largest of 19,457 Census places in the dataset.
- Growth rank: Browning's 2020-to-2023 change ranks 93rd of 127 places in Montana.
- Against the state trend: Browning's 1.2% change compares with a Montana average of +3.8% across its 127 places.
- Density in Montana: Browning ranks 1st by people per square mile.
- Against the state median: Browning runs about 3,602 residents per square mile, where the Montana median is 1,071.
- Location: the Census Gazetteer records it at 48.5564, -113.0151.
- Nearest larger cities: Cut Bank (32 mi); Shelby (53 mi); Columbia Falls (55 mi); Conrad (56 mi); Whitefish (62 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Valier (39 mi); Kevin (50 mi); Sunburst (55 mi).
- Smaller neighbours: 2 places smaller than Browning sit within 50 miles.
- Within 100 miles: 10 places are larger than Browning.
The state rulebook for Browning
The rows below set out what a licensed lender must follow in Montana, and so for Browning's roughly 1,005 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must be licensed; fee capped at 36% per annum Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
How Browning compares across Montana
Against Montana's other places, Browning accounts for about 0.2% of the state's population and ranks 55th of 127 by size. Its 2020-to-2023 change ranks 93rd of 127 Montana places, putting it near the 27th percentile for growth. Its roughly 3,602 residents per square mile place it 1st among Montana's places. By land area, its 0.3 square miles rank 113th of 127 places in Montana.
The Browning borrowing checklist
For Browning's roughly 1,005 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Montana licence with the regulator listed on this page.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
The process is identical across Montana; what changes is your credit file, not the fact that Browning holds 1,005 people.
Land, water and location for Browning
Browning's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 1,005 residents, the land area yields roughly 3,602 people per square mile. The largest place in Montana, Billings, lies about 284 miles away. Within 50 miles of Browning there are 1 larger Census places. By land area it ranks 113th of 127 Montana places.
What shapes a Browning personal loan
In Browning, a small community of about 1,005, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Browning lender to disclose the APR and finance charge before you sign. The term you choose in Browning decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Browning if my credit is poor?
What loan size can I expect in Browning?
Do I have to pledge anything to borrow in Browning?
Does comparing loans in Browning cost me credit score points?
Nearby places
- Cut Bank, MT — population 3,017
- Valier, MT — population 551
- Kevin, MT — population 161
- Choteau, MT — population 1,787
- Conrad, MT — population 2,402
- Shelby, MT — population 3,270
- Sunburst, MT — population 351
- Columbia Falls, MT — population 5,723