Personal loans in Valier, MT

The next larger city is Conrad, MT about 17 miles away. Valier added about 4.2% to its population between the 2020 base and the 2023 estimate. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Valier's 551 residents. If debt is already a strain, a nonprofit credit counsellor can help Valier residents before they take on more.

Borrowing in Valier: the local picture

Here is the sourced Census picture for Valier, plus the Montana lending rules that apply to a loan taken out here.

• Population: 551 residents; Valier is the 79th-largest of 127 places in Montana (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 4.2% from 2020 to 2023.
• People gained or lost: about 22 more since the 2020 base.
• Size percentile: roughly 38% of Montana's places have fewer residents than Valier's 551.
• Population density: 637 people per square mile on 0.9 square miles of land.
• Land area: Valier covers 0.9 square miles, the 67th-largest area among Montana's 127 places.
• State share: roughly 0.1% of Montana's residents live in Valier (551 people).
• National rank: Valier is 12,767th of 19,457 places nationwide.
• Growth in Montana: Valier stands 45th by percentage change from 2020 to 2023, among 127 places.
• State comparison: Montana's places average +3.8% for 2020-to-2023, against Valier's 4.2%.
• Density in Montana: Valier ranks 91st by people per square mile.
• Density vs Montana: Valier's 637 people per square mile compare with a state median of 1,071.
• Location: 48.3055, -112.2522 (US Census Bureau Gazetteer).
• Nearest larger cities: Conrad (17 mi); Shelby (22 mi); Cut Bank (23 mi); Choteau (34 mi); Browning (39 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Kevin (33 mi); Dutton (40 mi); Sunburst (42 mi).
• Smaller places within 50 miles: 3 of them.
• Larger places within 100 miles: 15.

A practical checklist for Valier borrowers

Before you hand your details to a lender in Valier, where the population is near 551:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Montana regulator's licence list.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Valier as elsewhere in Montana, the written terms — not the advertisement — are what count for its 551 residents.

Valier on the map

The Census Gazetteer records about 0.9 square miles of land within Valier, with no significant water area listed. With 551 residents, the land area yields roughly 637 people per square mile. Billings, the largest place in Montana, is about 246 miles from Valier. Valier has 6 larger places within a 50-mile radius. The 100-mile radius contains 15 larger places.

Borrowing reach in Valier

Valier is a moderately settled community of about 551 people, with 6 larger places inside a 50-mile radius. A Montana licence lets a lender serve Valier without a local office, so branch density does not change what its 551 residents are offered. For a larger market, the closest option is Conrad, MT about 17 miles away.

Which Montana laws govern a loan in Valier

Montana has no separate rate rule for Valier; the sourced rows below are what reach every lender that serves its 551 people.

Valier against the rest of Montana

Among Montana's 127 places, Valier sits at 79th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 45th of 127 Montana places, putting it near the 65th percentile for growth. By density, at about 637 people per square mile, it ranks 91st in Montana. By land area, its 0.9 square miles rank 67th of 127 places in Montana.