Personal loans in Brooksville, FL
Personal loans in Brooksville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 9,789 population. About 9,789 people live in Brooksville, placing it 174th of 411 Census places in Florida.
Begin with the payment, then weigh APR and total interest across the lenders that reach Brooksville's 9,789 residents. A 2020-to-2023 comparison shows Brooksville up by about 10.2%. State law, not city hall, decides what a lender may do to Brooksville's roughly 9,789 residents, and a state regulator supervises it. The closest larger place is Zephyrhills, FL about 23 miles away.
What the Census records for Brooksville
The figures below are Brooksville's own — Census population, land area and coordinates — followed by the Florida rules.
- Population: about 9,789, ranked 174th of 411 places in Florida (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 10.2% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 903 more since the 2020 base.
- Size percentile: with 9,789 residents, Brooksville is larger than about 58% of Florida's Census places.
- Population density: 875 people per square mile on 11.2 square miles of land.
- Land area: Brooksville covers 11.2 square miles, the 117th-largest area among Florida's 411 places.
- Water area: Brooksville has 0.10 square miles of water, ranking 274th of 411 places in Florida.
- State share: roughly 0.1% of Florida's residents live in Brooksville (9,789 people).
- Nationally: Brooksville is the 3,202nd-largest of 19,457 Census places in the dataset.
- Growth in Florida: Brooksville stands 59th by percentage change from 2020 to 2023, among 411 places.
- State comparison: Florida's places average +5.5% for 2020-to-2023, against Brooksville's 10.2%.
- Density in Florida: Brooksville ranks 277th by people per square mile.
- Against the state median: Brooksville runs about 875 residents per square mile, where the Florida median is 1,608.
- Location: mapped by the US Census Bureau at 28.5166, -82.4047.
- Nearest larger cities: Zephyrhills (23 mi); New Port Richey (27 mi); Wildwood (31 mi); Temple Terrace (33 mi); Leesburg (33 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: San Antonio (14 mi); St. Leo (15 mi); Dade City (17 mi).
- Within a 50-mile radius: 27 smaller Census places.
- At 100 miles: 69 larger Census places fall inside that radius.
The anatomy of a Brooksville personal loan
A Brooksville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 9,789 residents. A lender serving Brooksville's 9,789 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Brooksville loan is knowable in advance — unlike a revolving card balance.
Brooksville on the map
Brooksville covers about 11.2 square miles of land, with 0.10 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 875 residents per square mile. For the state's biggest city, Jacksonville, the distance is roughly 133 miles. A 50-mile radius around Brooksville takes in 23 places that are larger. Within the same 50 miles lie 27 smaller Census places.
What is available to Brooksville borrowers
With about 875 residents per square mile, Brooksville is moderately settled, and 23 larger Census places sit within 50 miles. Whether Brooksville has a local branch or not, a Florida-licensed lender can serve its 9,789 people online on the same terms. The nearest larger city, Zephyrhills, FL about 23 miles away.
Florida consumer-lending rules applied in Brooksville
Below are the Florida rules that apply to a loan made in Brooksville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
Brooksville's place among Florida's 411 places
Brooksville is the 174th-largest of 411 Census places in Florida and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Brooksville stands 59th among Florida's 411 places — roughly the 86th percentile. Its roughly 875 residents per square mile place it 277th among Florida's places. In land area, Brooksville ranks 117th among Florida's 411 places.
Common questions
What are my options in Brooksville if my credit is poor?
What loan size can I expect in Brooksville?
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Does comparing loans in Brooksville cost me credit score points?
Nearby places
- San Antonio, FL — population 1,488
- St. Leo, FL — population 2,628
- Dade City, FL — population 8,646
- Inverness, FL — population 7,857
- Bushnell, FL — population 3,196
- Zephyrhills, FL — population 20,883
- Webster, FL — population 931
- Port Richey, FL — population 3,485