Personal loans in Port Richey, FL

A personal loan in Port Richey is priced from your credit file and income, not from the fact that the city holds 3,485 people. Read the disclosure for an origination fee and any prepayment penalty before signing in Port Richey. When Florida caps or restricts a product, lenders either change the terms or withdraw it from Port Richey as from the rest of the state. The nearest larger metro is New Port Richey, FL about 2 miles away.

Port Richey: the sourced local profile

The figures below are Port Richey's own — Census population, land area and coordinates — followed by the Florida rules.

• Population: 3,485 — Port Richey ranks 249th of 411 communities in Florida (US Census Bureau, Vintage 2023).
• Population trend: About 14.0% above the 2020 Census base.
• People gained or lost: about 429 more since the 2020 base.
• Size percentile: Port Richey sits ahead of around 39% of Florida places, at 3,485 people.
• Land and density: 2.2 square miles of land carry roughly 1,569 residents per square mile.
• Land area: Port Richey covers 2.2 square miles, the 289th-largest area among Florida's 411 places.
• Water area rank: Port Richey ranks 297th among Florida's 411 places, with 0.06 sq mi.
• Share of state population: Port Richey's 3,485 residents are about 0.0% of Florida.
• National rank: Port Richey is 5,839th of 19,457 places nationwide.
• Growth rank: Port Richey's 2020-to-2023 change ranks 34th of 411 places in Florida.
• Against the state trend: Port Richey's 14.0% change compares with a Florida average of +5.5% across its 411 places.
• Density in Florida: Port Richey ranks 209th by people per square mile.
• Against the state median: Port Richey runs about 1,569 residents per square mile, where the Florida median is 1,608.
• Location: it lies at 28.2750, -82.7250 in the Census Gazetteer.
• Nearest larger cities: New Port Richey (2 mi); Tarpon Springs (9 mi); Oldsmar (16 mi); Dunedin (17 mi); Safety Harbor (19 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Belleair Beach (25 mi); Belleair Bluffs (25 mi); Belleair Shore (26 mi).
• Smaller places within 50 miles: 12 of them.
• At 100 miles: 83 larger Census places fall inside that radius.

What is available to Port Richey borrowers

With about 1,569 residents per square mile, Port Richey is moderately settled, and 27 larger Census places sit within 50 miles. Lenders licensed in Florida reach Port Richey's 3,485 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is New Port Richey, FL about 2 miles away.

The geography behind Port Richey

Inside Port Richey's boundaries lie roughly 2.2 square miles of land and 0.06 square miles of water. The resulting density is about 1,569 people per square mile. Jacksonville, the largest place in Florida, is about 156 miles from Port Richey. Port Richey has 27 larger places within a 50-mile radius. By land area it ranks 289th of 411 Florida places.

How Port Richey compares across Florida

Set beside Florida's 411 places, Port Richey ranks 249th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Port Richey stands 34th among Florida's 411 places — roughly the 92th percentile. Its roughly 1,569 residents per square mile place it 209th among Florida's places. In land area, Port Richey ranks 289th among Florida's 411 places.

Inside a Port Richey personal loan

With roughly 3,485 residents, Port Richey is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Port Richey. Shortening the term on a Port Richey loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Florida rules behind a Port Richey personal loan

These are Florida's sourced lending facts as they reach Port Richey's 3,485 residents; the state has no city-level rate rule.