Personal loans in Brockway, PA
Brockway is a small community in Pennsylvania, with an estimated 2,238 residents, and every licensed lender here follows the same state rulebook.
To lend to Brockway's 2,238 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. An estimated 2,238 people make their home in Brockway, a figure that ranks 404th in Pennsylvania. Begin with the payment, then weigh APR and total interest across the lenders that reach Brockway's 2,238 residents. From the 2020 Census base to the 2023 estimate, the population declined by about 1.8%. The nearest larger metro is DuBois, PA about 9 miles away.
The Brockway data picture
Set out below is Brockway's local context next to the state-level rules that reach every lender here.
- Population: about 2,238, ranked 404th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 1.8% across the 2020-to-2023 comparison.
- Absolute change: 42 residents lost between 2020 and 2023.
- Size percentile: Brockway sits ahead of around 60% of Pennsylvania places, at 2,238 people.
- Population density: 1,889 people per square mile on 1.2 square miles of land.
- Land area: Brockway covers 1.2 square miles, the 377th-largest area among Pennsylvania's 1,013 places.
- Water area: Brockway has 0.03 square miles of water, ranking 277th of 1,013 places in Pennsylvania.
- Within Pennsylvania: about 0.0% of the state's population lives in Brockway.
- National standing: Brockway ranks 7,228th of 19,457 US places.
- Growth rank: Brockway ranks 608th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Brockway's 1.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Brockway ranks 535th by people per square mile.
- Density vs Pennsylvania: Brockway's 1,889 people per square mile compare with a state median of 1,990.
- Location: it lies at 41.2471, -78.7924 in the Census Gazetteer.
- Nearest larger cities: DuBois (9 mi); Reynoldsville (12 mi); Ridgway (13 mi); Brookville (16 mi); Johnsonburg (18 mi). Online lenders reach Brockway no matter how far the nearest branch is.
- Smaller communities within reach: Falls Creek (7 mi); Sykesville (14 mi); Troutville (15 mi).
- Smaller places within 50 miles: 73 of them.
- Within 100 miles: 181 places are larger than Brockway.
Brockway on the map
Inside Brockway's boundaries lie roughly 1.2 square miles of land and 0.03 square miles of water. Spread across it are roughly 1,889 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 210 miles from Brockway. Counting outward 50 miles, 19 larger communities surround Brockway. Within the same 50 miles lie 73 smaller Census places.
The state rulebook for Brockway
Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Brockway lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Borrowing reach in Brockway
At roughly 1,889 people per square mile, Brockway is moderately settled; 19 larger places lie within 50 miles. A Pennsylvania licence lets a lender serve Brockway without a local office, so branch density does not change what its 2,238 residents are offered. For a larger market, the closest option is DuBois, PA about 9 miles away.
What to do before borrowing in Brockway
A sensible order of operations for a loan in Brockway, home to about 2,238 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Pennsylvania licence with the regulator named above before committing.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Brockway-specific: the same Pennsylvania licensing and disclosure rules reach all 2,238 residents.
Brockway against the rest of Pennsylvania
Brockway is the 404th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Brockway stands 608th among Pennsylvania's 1,013 places — roughly the 40th percentile. Its roughly 1,889 residents per square mile place it 535th among Pennsylvania's places. Within 50 miles sit 73 smaller Census places, alongside the 19 that are larger.
Common questions
What are my options in Brockway if my credit is poor?
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Does comparing loans in Brockway cost me credit score points?
Nearby places
- Falls Creek, PA — population 1,014
- DuBois, PA — population 7,320
- Reynoldsville, PA — population 2,496
- Ridgway, PA — population 3,938
- Sykesville, PA — population 1,089
- Troutville, PA — population 226
- Johnsonburg, PA — population 2,329
- Big Run, PA — population 633