Personal loans in Big Run, PA
If you are weighing a personal loan in Big Run, start from the payment you can carry; its 633 residents face the same statewide rules. Compare APR, not the interest rate, because the APR folds in most fees on a Big Run loan.
An estimated 633 people make their home in Big Run, a figure that ranks 710th in Pennsylvania. Which products a lender may offer to Big Run's 633 residents follows from the Pennsylvania consumer-lending framework. A 2020-to-2023 comparison shows Big Run down by about 1.7%. The nearest larger metro is Punxsutawney, PA about 5 miles away.
Borrowing in Big Run: the local picture
Most of what governs a Big Run loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: about 633, ranked 710th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 1.7% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 11 fewer since the 2020 base.
- Size percentile: Big Run's 633 people outrank roughly 30% of the places in Pennsylvania.
- Population density: about 916 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Big Run covers 0.7 square miles, the 605th-largest area among Pennsylvania's 1,013 places.
- Water area rank: Big Run ranks 343rd among Pennsylvania's 1,013 places, with 0.02 sq mi.
- Within Pennsylvania: about 0.0% of the state's population lives in Big Run.
- National rank: Big Run sits 12,212th by population among the 19,457 places in this dataset.
- Growth rank: Big Run's 2020-to-2023 change ranks 584th of 1,013 places in Pennsylvania.
- Against the state trend: Big Run's 1.7% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Big Run ranks 753rd by people per square mile.
- Density vs Pennsylvania: Big Run's 916 people per square mile compare with a state median of 1,990.
- Location: the Census Gazetteer records it at 40.9707, -78.8774.
- Nearest larger cities: Punxsutawney (5 mi); Sykesville (6 mi); Reynoldsville (9 mi); DuBois (12 mi); Falls Creek (12 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Troutville (6 mi); Mahaffey (10 mi); Glen Campbell (11 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 70 of them.
- Larger places within 100 miles: 385.
The geography behind Big Run
Inside Big Run's boundaries lie roughly 0.7 square miles of land and 0.02 square miles of water. With 633 residents, the land area yields roughly 916 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 208 miles. A 50-mile radius around Big Run takes in 72 places that are larger. Within the same 50 miles lie 70 smaller Census places.
A practical checklist for Big Run borrowers
A sensible order of operations for a loan in Big Run, home to about 633 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Pennsylvania licence with the regulator named above before committing.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Big Run-specific: the same Pennsylvania licensing and disclosure rules reach all 633 residents.
What Pennsylvania law requires in Big Run
These are Pennsylvania's sourced lending facts as they reach Big Run's 633 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Where Big Run sits in Pennsylvania
Among Pennsylvania's 1,013 places, Big Run sits at 710th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 584th of 1,013 Pennsylvania places, putting it near the 42th percentile for growth. By density, at about 916 people per square mile, it ranks 753rd in Pennsylvania. In land area, Big Run ranks 605th among Pennsylvania's 1,013 places.
How personal loans work in Big Run
Big Run is a small community of about 633 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Big Run's rank of 710th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Big Run loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Big Run if my credit is poor?
What loan size can I expect in Big Run?
Do I have to pledge anything to borrow in Big Run?
Does comparing loans in Big Run cost me credit score points?
Nearby places
- Sykesville, PA — population 1,089
- Punxsutawney, PA — population 5,613
- Troutville, PA — population 226
- Reynoldsville, PA — population 2,496
- Glen Campbell, PA — population 250
- Burnside, PA — population 185
- Mahaffey, PA — population 315
- Falls Creek, PA — population 1,014