Personal loans in Brenham, TX

Census figures put the 2020-to-2023 increase in Brenham at about 10.3%. Read the disclosure for an origination fee and any prepayment penalty before signing in Brenham. The next larger city is College Station, TX about 30 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Brenham's 19,142 residents.

Local context for Brenham

The figures below are Brenham's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: an estimated 19,142 residents, 158th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 10.3%.
• Absolute change: 1,784 residents added between 2020 and 2023.
• Size percentile: bigger than about 87% of the places in Texas, with 19,142 residents in Brenham.
• Population density: 1,466 people per square mile on 13.1 square miles of land.
• Land area: Brenham covers 13.1 square miles, the 167th-largest area among Texas's 1,224 places.
• Water area rank: Brenham ranks 275th among Texas's 1,224 places, with 0.06 sq mi.
• State population share: Brenham accounts for about 0.1% of everyone in Texas.
• National rank: Brenham is the 1,957th most populous of the 19,457 Census places covered here.
• Growth rank: Brenham's 2020-to-2023 change ranks 216th of 1,224 places in Texas.
• Against the state trend: Brenham's 10.3% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: Brenham ranks 293rd by people per square mile.
• Density vs Texas: Brenham's 1,466 people per square mile compare with a state median of 840.
• Location: it lies at 30.1582, -96.3956 in the Census Gazetteer.
• Nearest larger cities: College Station (30 mi); Bryan (35 mi); Katy (42 mi); Fulshear (44 mi); Rosenberg (54 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Burton (13 mi); Industry (15 mi); Somerville (15 mi), each with its own Census population profile.
• Smaller places within 50 miles: 45 of them.
• At 100 miles: 36 larger Census places fall inside that radius.

Brenham: area, density and distance

Inside Brenham's boundaries lie roughly 13.1 square miles of land and 0.06 square miles of water. The resulting density is about 1,466 people per square mile. The state's population centre of gravity, Houston, is roughly 66 miles away. Counting outward 50 miles, 4 larger communities surround Brenham. The 100-mile radius contains 36 larger places.

How a Brenham personal loan is priced

With roughly 19,142 residents, Brenham is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Brenham lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Brenham loan is knowable in advance — unlike a revolving card balance.

Texas consumer-lending rules applied in Brenham

The rows below set out what a licensed lender must follow in Texas, and so for Brenham's roughly 19,142 residents.

A practical checklist for Brenham borrowers

Before you hand your details to a lender in Brenham, where the population is near 19,142:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

The process is identical across Texas; what changes is your credit file, not the fact that Brenham holds 19,142 people.

Brenham against the rest of Texas

Against Texas's other places, Brenham accounts for about 0.1% of the state's population and ranks 158th of 1,224 by size. Its 2020-to-2023 change ranks 216th of 1,224 Texas places, putting it near the 82th percentile for growth. Its roughly 1,466 residents per square mile place it 293rd among Texas's places. By land area, its 13.1 square miles rank 167th of 1,224 places in Texas.