Personal loans in Brackettville, TX
Roughly 1,334 residents live in Brackettville, the 726th-largest community in Texas. Personal loans in Brackettville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,334 population.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Brackettville loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Brackettville's 1,334 residents. The 2020 count to the 2023 estimate shows about 0.6% decline in Brackettville. The next larger city is Del Rio, TX about 29 miles away.
The Brackettville data picture
What follows is Brackettville's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: 1,334 residents; Brackettville is the 726th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 0.6% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 8 residents.
- Size percentile: about 41% of Texas communities are smaller than Brackettville (1,334 residents).
- Density: roughly 421 residents per square mile, spread over 3.2 sq mi of land.
- Land area: Brackettville covers 3.2 square miles, the 508th-largest area among Texas's 1,224 places.
- State population share: Brackettville accounts for about 0.0% of everyone in Texas.
- National rank: Brackettville is the 9,155th most populous of the 19,457 Census places covered here.
- Growth in Texas: Brackettville stands 933rd by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Brackettville's 0.6%.
- Density in Texas: Brackettville ranks 946th by people per square mile.
- Density in context: Brackettville's 421 people per square mile sit against a Texas median of 840.
- Location: 29.3182, -100.4105 (Census Gazetteer coordinates).
- Nearest larger cities: Del Rio (29 mi); Uvalde (39 mi); Eagle Pass (42 mi); Crystal City (56 mi); Sabinal (57 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Spofford (10 mi); Camp Wood (34 mi); Leakey (48 mi).
- Smaller neighbours: 4 places smaller than Brackettville sit within 50 miles.
- At 100 miles: 18 larger Census places fall inside that radius.
Land, water and location for Brackettville
Brackettville's land area is roughly 3.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 421 people per square mile. For the state's biggest city, Houston, the distance is roughly 304 miles. Within 50 miles of Brackettville there are 3 larger Census places. Within the same 50 miles lie 4 smaller Census places.
Inside a Brackettville personal loan
In Brackettville, a small community of about 1,334, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Brackettville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Brackettville loan is knowable in advance — unlike a revolving card balance.
Where Brackettville sits in Texas
Brackettville is the 726th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Brackettville ranks 933rd of 1,224 in Texas (about the 24th percentile). Its roughly 421 residents per square mile place it 946th among Texas's places. In land area, Brackettville ranks 508th among Texas's 1,224 places.
How Texas law applies in Brackettville
When Texas does not publish a figure, the row links to the source instead of inventing a number; Brackettville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
What is available to Brackettville borrowers
Brackettville is a lightly settled community of about 1,334 people, with 3 larger places inside a 50-mile radius. A Texas licence lets a lender serve Brackettville without a local office, so branch density does not change what its 1,334 residents are offered. The nearest bigger place is Del Rio, TX about 29 miles away.
Common questions
What are my options in Brackettville if my credit is poor?
What loan size can I expect in Brackettville?
Do I have to pledge anything to borrow in Brackettville?
Does comparing loans in Brackettville cost me credit score points?
Nearby places
- Spofford, TX — population 45
- Del Rio, TX — population 34,574
- Camp Wood, TX — population 511
- Eagle Pass, TX — population 28,282
- Uvalde, TX — population 15,436
- Rocksprings, TX — population 848
- Leakey, TX — population 331
- Crystal City, TX — population 6,099