Personal loans in Leakey, TX

By population, Leakey sits at 1,075th in Texas, with an estimated 331 residents. For a community of about 331, the practical step is to compare APR across at least three lenders before committing. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Leakey as from the rest of the state. For a bigger market, look to Camp Wood, TX about 15 miles away.

The Leakey data picture

Here is the sourced Census picture for Leakey, plus the Texas lending rules that apply to a loan taken out here.

• Population: 331 people, a figure that places Leakey 1,075th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 4.4%.
• People gained or lost: about 14 more since the 2020 base.
• Size percentile: about 12% of Texas's Census places are smaller than Leakey.
• Population density: about 586 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Leakey ranks 1,132nd among Texas's 1,224 places, at 0.6 sq mi.
• Share of state population: Leakey's 331 residents are about 0.0% of Texas.
• Nationally: Leakey is the 14,782nd-largest of 19,457 Census places in the dataset.
• Growth rank: Leakey ranks 470th among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Leakey moved 4.4%.
• Density rank: Leakey is the 824th most densely settled place in Texas.
• Density vs Texas: Leakey's 586 people per square mile compare with a state median of 840.
• Location: coordinates 29.7254, -99.7631 (US Census Bureau Gazetteer).
• Nearest larger cities: Camp Wood (15 mi); Sabinal (33 mi); Rocksprings (34 mi); Uvalde (35 mi); Ingram (40 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Spofford (55 mi); Spring Branch (82 mi); Round Mountain (96 mi), each with its own Census population profile.
• Within a 50-mile radius: 0 smaller Census places.
• At 100 miles: 72 larger Census places fall inside that radius.

What Texas law requires in Leakey

For the roughly 331 residents of Leakey, the rules below are Texas's own; each row carries its publisher and retrieval date.

The geography behind Leakey

The Census Gazetteer records about 0.6 square miles of land within Leakey, with no significant water area listed. That land carries about 586 people per square mile. Houston, the largest place in Texas, is about 262 miles from Leakey. Leakey has 9 larger places within a 50-mile radius. By land area it ranks 1,132nd of 1,224 Texas places.

Lender access in Leakey

With about 586 residents per square mile, Leakey is moderately settled, and 9 larger Census places sit within 50 miles. Distance to a branch rarely matters for Leakey's 331 residents: the application is online and the price follows your credit file. The nearest bigger place is Camp Wood, TX about 15 miles away.

What a Leakey borrower is actually offered

With roughly 331 residents, Leakey is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Leakey's rank of 1,075th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Leakey loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Before you apply in Leakey

For Leakey's roughly 331 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

What differs between Leakey and the rest of Texas is not the process but the borrower's own file, among the 331 people here.