Personal loans in Bowie, MD
A 2020-to-2023 comparison shows Bowie down by about 1.9%. The roughly 57,254 people who live in Bowie borrow under Maryland rules; city hall sets no personal-loan rate.
About 57,254 people live in Bowie, placing it 5th of 157 Census places in Maryland. Borrowers who want a bigger city can look to Washington, DC about 15 miles away. State law, not city hall, decides what a lender may do to Bowie's roughly 57,254 residents, and a state regulator supervises it. Price two or three terms so you can see which payment is truly affordable in Bowie.
The Bowie data picture
Set out below is Bowie's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 57,254, 5th among Maryland's 157 places (Vintage 2023).
- Population trend: A drop of about 1.9% from 2020 to 2023.
- People gained or lost: about 1,086 fewer since the 2020 base.
- Size percentile: roughly 97% of Maryland's places have fewer residents than Bowie's 57,254.
- Population density: 2,801 people per square mile on 20.4 square miles of land.
- By land area: Bowie ranks 3rd among Maryland's 157 places, at 20.4 sq mi.
- Water area: Bowie has 0.10 square miles of water, ranking 15th of 157 places in Maryland.
- Share of Maryland: Bowie holds about 3.7% of the state's population, some 57,254 people.
- National standing: Bowie ranks 694th of 19,457 US places.
- Growth in Maryland: Bowie stands 129th by percentage change from 2020 to 2023, among 157 places.
- Versus Maryland: the state average change is +0.7%, while Bowie moved 1.9%.
- Density rank: Bowie places 46th among Maryland's places by people per square mile.
- Density in context: Bowie's 2,801 people per square mile sit against a Maryland median of 1,734.
- Location: the Census Gazetteer records it at 38.9547, -76.7388.
- Nearest larger cities: Washington (15 mi); Alexandria (21 mi); Rockville (24 mi); Baltimore (25 mi); Gaithersburg (28 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Glenarden (7 mi); New Carrollton (7 mi); Greenbelt (8 mi).
- Smaller places within 50 miles: 94 of them.
- Within 100 miles: 8 places are larger than Bowie.
A pre-application checklist for Bowie
Before you apply in Bowie, a community of about 57,254, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Maryland licence by checking the regulator named above.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
In Bowie as elsewhere in Maryland, the written terms — not the advertisement — are what count for its 57,254 residents.
Bowie on the map
The Census Gazetteer records 20.4 square miles of land and 0.10 square miles of water within Bowie. That land carries about 2,801 people per square mile. Baltimore, the largest place in Maryland, is about 25 miles from Bowie. A 50-mile radius around Bowie takes in 6 places that are larger. By land area it ranks 3rd of 157 Maryland places.
How lenders reach Bowie
Bowie is a fairly dense community of about 57,254 people, with 6 larger places inside a 50-mile radius. Whether Bowie has a local branch or not, a Maryland-licensed lender can serve its 57,254 people online on the same terms. The nearest bigger place is Washington, DC about 15 miles away.
Bowie against the rest of Maryland
Against Maryland's other places, Bowie accounts for about 3.7% of the state's population and ranks 5th of 157 by size. On the 2020-to-2023 trend, Bowie stands 129th among Maryland's 157 places — roughly the 18th percentile. At about 2,801 people per square mile, Bowie is the 46th most densely settled place in Maryland. Between 2020 and 2023 the count changed by roughly 1,086 residents.
Maryland rules behind a Bowie personal loan
These are Maryland's sourced lending facts as they reach Bowie's 57,254 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Payday lending status | Regulated as consumer loans: licensing and statutory interest-rate limits apply to payday-style loans (OFR) Source says: "they are prohibited from charging or receiving an interest rate that is greater than authorized by the laws of this State" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
Common questions
What are my options in Bowie if my credit is poor?
What loan size can I expect in Bowie?
Do I have to pledge anything to borrow in Bowie?
Does comparing loans in Bowie cost me credit score points?
Nearby places
- Glenarden, MD — population 6,270
- Upper Marlboro, MD — population 703
- New Carrollton, MD — population 13,405
- Greenbelt, MD — population 24,360
- Landover Hills, MD — population 1,764
- Seat Pleasant, MD — population 4,456
- Cheverly, MD — population 6,015
- District Heights, MD — population 5,811