Personal loans in Boswell, IN
The roughly 801 people who live in Boswell borrow under Indiana rules; city hall sets no personal-loan rate. Use the calculator on this page to price an amount and term before you commit in Boswell.
With 801 residents, Boswell outranks about 40% of the communities in Indiana. Every figure below is Indiana's own, applied to Boswell's 801 residents, with the publisher and retrieval date attached. Census figures put the 2020-to-2023 decrease in Boswell at about 0.1%. The closest larger city is Oxford, IN about 7 miles away.
Boswell: the sourced local profile
Set out below is Boswell's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 801 residents in Boswell (Vintage 2023 subcounty estimate), the 337th-largest figure among Indiana's 565 places.
- Population trend: Down about 0.1% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: about 40% of Indiana communities are smaller than Boswell (801 residents).
- Density: the Census land area of 0.9 sq mi holds about 906 people per square mile.
- Land area: Boswell covers 0.9 square miles, the 306th-largest area among Indiana's 565 places.
- State population share: Boswell accounts for about 0.0% of everyone in Indiana.
- National standing: Boswell ranks 11,184th of 19,457 US places.
- Growth in Indiana: Boswell stands 322nd by percentage change from 2020 to 2023, among 565 places.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Boswell's 0.1%.
- Density in Indiana: Boswell ranks 428th by people per square mile.
- Density vs Indiana: Boswell's 906 people per square mile compare with a state median of 1,375.
- Location: it lies at 40.5172, -87.3753 in the Census Gazetteer.
- Nearest larger cities: Oxford (7 mi); Fowler (8 mi); Otterbein (15 mi); Hoopeston (16 mi); Williamsport (16 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Ambia (8 mi); Pine Village (8 mi); Earl Park (12 mi), each with its own Census population profile.
- Smaller neighbours: 70 places smaller than Boswell sit within 50 miles.
- Within 100 miles: 414 places are larger than Boswell.
Where Boswell sits
Inside Boswell's boundaries lie about 0.9 square miles of land, with no significant water area recorded. With 801 residents, the land area yields roughly 906 people per square mile. Fort Wayne, the largest place in Indiana, is about 123 miles from Boswell. Counting outward 50 miles, 58 larger communities surround Boswell. The 100-mile radius contains 414 larger places.
Lender access in Boswell
Boswell is moderately settled, with about 906 people per square mile and 58 larger places within 50 miles. A Indiana licence lets a lender serve Boswell without a local office, so branch density does not change what its 801 residents are offered. The nearest bigger place is Oxford, IN about 7 miles away.
What Indiana law requires in Boswell
Below are the Indiana rules that apply to a loan made in Boswell, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
A pre-application checklist for Boswell
Before you hand your details to a lender in Boswell, where the population is near 801:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Indiana regulator's licence records before you sign.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
None of these steps is Boswell-specific: the same Indiana licensing and disclosure rules reach all 801 residents.
Boswell against the rest of Indiana
Within Indiana, Boswell holds roughly 0.0% of all residents, the 337th-largest share among 565 places. For population change between 2020 and 2023, Boswell ranks 322nd of 565 in Indiana (about the 43th percentile). At about 906 people per square mile, Boswell is the 428th most densely settled place in Indiana. By land area, its 0.9 square miles rank 306th of 565 places in Indiana.
Common questions
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Nearby places
- Fowler, IN — population 2,349
- Oxford, IN — population 1,165
- Pine Village, IN — population 211
- Ambia, IN — population 229
- Earl Park, IN — population 363
- Williamsport, IN — population 1,965
- West Lebanon, IN — population 692
- Goodland, IN — population 965