Personal loans in Williamsport, IN
Williamsport is one of 565 Census places in Indiana; its 1,965 residents put it at 211th. Williamsport counts about 1,965 people, and what is genuinely local about borrowing here is limited — Indiana law does the governing.
The 2020 count to the 2023 estimate shows about 1.1% growth in Williamsport. Work out your debt-to-income ratio first; lenders weigh it heavily, and Williamsport's 1,965 residents are no exception. A lender that serves Williamsport operates under Indiana lending statutes and a Indiana supervisor. Borrowers who want a bigger city can look to Attica, IN about 2 miles away.
Williamsport: the sourced local profile
Williamsport is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 1,965 residents; Williamsport is the 211th-largest of 565 places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: About 1.1% above the 2020 Census base.
- People gained or lost: about 21 more since the 2020 base.
- Size percentile: Williamsport sits ahead of around 63% of Indiana places, at 1,965 people.
- Population density: 1,506 people per square mile on 1.3 square miles of land.
- Land area rank: Williamsport's 1.3 square miles rank 240th of 565 places in Indiana.
- Share of state population: Williamsport's 1,965 residents are about 0.1% of Indiana.
- Nationally: Williamsport is the 7,701st-largest of 19,457 Census places in the dataset.
- Growth rank: Williamsport's 2020-to-2023 change ranks 174th of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Williamsport's 1.1%.
- Density in Indiana: Williamsport ranks 241st by people per square mile.
- Density vs Indiana: Williamsport's 1,506 people per square mile compare with a state median of 1,375.
- Location: latitude 40.2884, longitude -87.2923 (Census Gazetteer).
- Nearest larger cities: Attica (2 mi); Covington (11 mi); Veedersburg (12 mi); Danville (20 mi); West Lafayette (22 mi). Online lenders reach Williamsport no matter how far the nearest branch is.
- Nearest smaller towns: West Lebanon (5 mi); Newtown (10 mi); Pine Village (11 mi) — useful context for the surrounding area.
- Smaller neighbours: 111 places smaller than Williamsport sit within 50 miles.
- Larger places within 100 miles: 225.
What a Williamsport borrower is actually offered
With roughly 1,965 residents, Williamsport is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Williamsport lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Williamsport loan but raises total interest, so the smallest payment is not the cheapest loan.
Williamsport on the map
The Census Gazetteer records about 1.3 square miles of land within Williamsport, with no significant water area listed. The resulting density is about 1,506 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 125 miles away. Counting outward 50 miles, 25 larger communities surround Williamsport. By land area it ranks 240th of 565 Indiana places.
Williamsport's place among Indiana's 565 places
Set beside Indiana's 565 places, Williamsport ranks 211th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Williamsport stands 174th among Indiana's 565 places — roughly the 69th percentile. By density, at about 1,506 people per square mile, it ranks 241st in Indiana. In land area, Williamsport ranks 240th among Indiana's 565 places.
Getting a loan in Williamsport
Williamsport is a moderately settled community of about 1,965 people, with 25 larger places inside a 50-mile radius. What is available to Williamsport's 1,965 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest larger city, Attica, IN about 2 miles away.
What Indiana law requires in Williamsport
These are Indiana's sourced lending facts as they reach Williamsport's 1,965 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
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Nearby places
- Attica, IN — population 3,230
- West Lebanon, IN — population 692
- Pine Village, IN — population 211
- Newtown, IN — population 218
- Veedersburg, IN — population 2,085
- Covington, IN — population 2,733
- Mellott, IN — population 171
- Hillsboro, IN — population 506