Personal loans in Bondurant, IA
For a borrower among the roughly 8,959 residents of Bondurant, a personal loan is a tool whose cost turns on the terms, not the address. From the 2020 Census base to the 2023 estimate, the population rose by about 21.5%.
The Census counts 8,959 people in Bondurant, the 46th-largest figure among Iowa's 940 places. For a community of about 8,959, the practical step is to compare APR across at least three lenders before committing. Rate ceilings, licensing requirements and product limits for Bondurant are all set at the Iowa level. The closest larger city is Altoona, IA about 4 miles away.
The Bondurant data picture
Bondurant is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 8,959 residents, 46th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 21.5% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 1,586 more since the 2020 base.
- Size percentile: about 95% of Iowa's Census places are smaller than Bondurant.
- Land and density: 11.1 square miles of land carry roughly 805 residents per square mile.
- By land area: Bondurant ranks 32nd among Iowa's 940 places, at 11.1 sq mi.
- Water: Bondurant holds about 0.07 square miles, the 67th-largest water area in Iowa.
- Share of Iowa: Bondurant holds about 0.3% of the state's population, some 8,959 people.
- Nationally: Bondurant is the 3,394th-largest of 19,457 Census places in the dataset.
- Growth in Iowa: Bondurant stands 3rd by percentage change from 2020 to 2023, among 940 places.
- Against the state trend: Bondurant's 21.5% change compares with a Iowa average of -0.7% across its 940 places.
- Density in Iowa: Bondurant ranks 383rd by people per square mile.
- Density vs Iowa: Bondurant's 805 people per square mile compare with a state median of 672.
- Location: latitude 41.6970, longitude -93.4515 (Census Gazetteer).
- Nearest larger cities: Altoona (4 mi); Pleasant Hill (7 mi); Ankeny (8 mi); Des Moines (12 mi); Johnston (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Mitchellville (5 mi); Valeria (7 mi); Elkhart (8 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 128 smaller Census places.
- Larger places within 100 miles: 31.
Borrowing reach in Bondurant
At roughly 805 people per square mile, Bondurant is moderately settled; 18 larger places lie within 50 miles. Lenders licensed in Iowa reach Bondurant's 8,959 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Altoona, IA about 4 miles away.
How Bondurant compares across Iowa
Set beside Iowa's 940 places, Bondurant ranks 46th by population and holds about 0.3% of the state total. On the 2020-to-2023 trend, Bondurant stands 3rd among Iowa's 940 places — roughly the 100th percentile. At about 805 people per square mile, Bondurant is the 383rd most densely settled place in Iowa. The population moved by about 1,586 people between 2020 and 2023, a 21.5% shift.
Bondurant on the map
The Census Gazetteer records 11.1 square miles of land and 0.07 square miles of water within Bondurant. That land carries about 805 people per square mile. Des Moines, the largest place in Iowa, is about 12 miles from Bondurant. A 50-mile radius around Bondurant takes in 18 places that are larger. By land area it ranks 32nd of 940 Iowa places.
What shapes a Bondurant personal loan
With roughly 8,959 residents, Bondurant is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Bondurant can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Bondurant loan is knowable in advance — unlike a revolving card balance.
The Iowa lending rules that reach Bondurant
Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Bondurant lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
What are my options in Bondurant if my credit is poor?
What loan size can I expect in Bondurant?
Do I have to pledge anything to borrow in Bondurant?
Does comparing loans in Bondurant cost me credit score points?
Nearby places
- Altoona, IA — population 21,698
- Mitchellville, IA — population 2,617
- Pleasant Hill, IA — population 11,617
- Elkhart, IA — population 1,041
- Valeria, IA — population 39
- Ankeny, IA — population 74,458
- Mingo, IA — population 313
- Carlisle, IA — population 4,326