Personal loans in Bondurant, IA

For a borrower among the roughly 8,959 residents of Bondurant, a personal loan is a tool whose cost turns on the terms, not the address. From the 2020 Census base to the 2023 estimate, the population rose by about 21.5%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census counts 8,959 people in Bondurant, the 46th-largest figure among Iowa's 940 places. For a community of about 8,959, the practical step is to compare APR across at least three lenders before committing. Rate ceilings, licensing requirements and product limits for Bondurant are all set at the Iowa level. The closest larger city is Altoona, IA about 4 miles away.

The Bondurant data picture

Bondurant is a small town; the notes below cover its population profile and the statewide rules that apply.

Borrowing reach in Bondurant

At roughly 805 people per square mile, Bondurant is moderately settled; 18 larger places lie within 50 miles. Lenders licensed in Iowa reach Bondurant's 8,959 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Altoona, IA about 4 miles away.

How Bondurant compares across Iowa

Set beside Iowa's 940 places, Bondurant ranks 46th by population and holds about 0.3% of the state total. On the 2020-to-2023 trend, Bondurant stands 3rd among Iowa's 940 places — roughly the 100th percentile. At about 805 people per square mile, Bondurant is the 383rd most densely settled place in Iowa. The population moved by about 1,586 people between 2020 and 2023, a 21.5% shift.

Bondurant on the map

The Census Gazetteer records 11.1 square miles of land and 0.07 square miles of water within Bondurant. That land carries about 805 people per square mile. Des Moines, the largest place in Iowa, is about 12 miles from Bondurant. A 50-mile radius around Bondurant takes in 18 places that are larger. By land area it ranks 32nd of 940 Iowa places.

What shapes a Bondurant personal loan

With roughly 8,959 residents, Bondurant is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Bondurant can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Bondurant loan is knowable in advance — unlike a revolving card balance.

The Iowa lending rules that reach Bondurant

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Bondurant lender must follow.

RuleDetailSource
State lending regulatorIowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services
Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services".
Iowa Division of Banking
as of 2026-09-16
Small-loan / installment lender licensingRegulated Loan Act license required (superintendent of banking)
Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking".
Iowa Legislature (Iowa Code)
as of 2026-09-16
Delayed deposit fee capFee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments
Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments".
Iowa Legislature (Iowa Code)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bondurant if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bondurant is the same as anywhere in Iowa.
What loan size can I expect in Bondurant?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bondurant?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bondurant cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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