Personal loans in Altoona, IA

The 2020 count to the 2023 estimate shows about 10.7% growth in Altoona. State law, not city hall, decides what a lender may do to Altoona's roughly 21,698 residents, and a state regulator supervises it. Use the calculator on this page to price an amount and term before you commit in Altoona. Borrowers who want a bigger city can look to Ankeny, IA about 8 miles away.

Altoona: population, trend and location

Most of what governs a Altoona loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: a Census-estimated 21,698, 26th among Iowa's 940 places (Vintage 2023).
• Population trend: Growth of about 10.7% across the 2020-to-2023 comparison.
• Absolute change: 2,105 residents added between 2020 and 2023.
• Size percentile: about 97% of Iowa communities are smaller than Altoona (21,698 residents).
• Land and density: 13.3 square miles of land carry roughly 1,630 residents per square mile.
• Land area rank: Altoona's 13.3 square miles rank 25th of 940 places in Iowa.
• Water area rank: Altoona ranks 125th among Iowa's 940 places, with 0.02 sq mi.
• Share of Iowa: Altoona holds about 0.8% of the state's population, some 21,698 people.
• National rank: Altoona sits 1,766th by population among the 19,457 places in this dataset.
• Growth rank: Altoona's 2020-to-2023 change ranks 12th of 940 places in Iowa.
• Against the state trend: Altoona's 10.7% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Altoona ranks 50th by people per square mile.
• Against the state median: Altoona runs about 1,630 residents per square mile, where the Iowa median is 672.
• Location: 41.6506, -93.4800 (Census Gazetteer coordinates).
• Nearest larger cities: Ankeny (8 mi); Des Moines (9 mi); Johnston (13 mi); Urbandale (16 mi); West Des Moines (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Bondurant (4 mi); Pleasant Hill (4 mi); Mitchellville (6 mi).
• Smaller neighbours: 136 places smaller than Altoona sit within 50 miles.
• At 100 miles: 14 larger Census places fall inside that radius.

How lenders reach Altoona

Altoona is moderately settled, with about 1,630 people per square mile and 8 larger places within 50 miles. What is available to Altoona's 21,698 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Ankeny, IA about 8 miles away.

What shapes a Altoona personal loan

A Altoona personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 21,698 residents. Because pricing is borrower-level, two people in Altoona can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Altoona loan is knowable in advance — unlike a revolving card balance.

Altoona against the rest of Iowa

Set beside Iowa's 940 places, Altoona ranks 26th by population and holds about 0.8% of the state total. On the 2020-to-2023 trend, Altoona stands 12th among Iowa's 940 places — roughly the 99th percentile. Its roughly 1,630 residents per square mile place it 50th among Iowa's places. By land area, its 13.3 square miles rank 25th of 940 places in Iowa.

How Iowa law applies in Altoona

For the roughly 21,698 residents of Altoona, the rules below are Iowa's own; each row carries its publisher and retrieval date.

Altoona on the map

Inside Altoona's boundaries lie roughly 13.3 square miles of land and 0.02 square miles of water. With 21,698 residents, the land area yields roughly 1,630 people per square mile. The largest place in Iowa, Des Moines, lies about 9 miles away. Counting outward 50 miles, 8 larger communities surround Altoona. The 100-mile radius contains 14 larger places.