Personal loans in Bellevue, TX
Bellevue is a small community of about 302 residents, and a personal loan taken out here is governed by Texas statute. By population, Bellevue sits at 1,086th in Texas, with an estimated 302 residents.
The trend for Bellevue between 2020 and 2023 is upward by roughly 4.9%. If debt is already a strain, a nonprofit credit counsellor can help Bellevue residents before they take on more. Borrowers who want a bigger city can look to Bowie, TX about 11 miles away. State law, not city hall, decides what a lender may do to Bellevue's roughly 302 residents, and a state regulator supervises it.
Borrowing in Bellevue: the local picture
Bellevue is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 302 — Bellevue ranks 1,086th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: About 4.9% above the 2020 Census base.
- Net change: roughly 14 more people than the 2020 Census counted.
- Size percentile: roughly 11% of Texas's places have fewer residents than Bellevue's 302.
- Population density: 359 people per square mile on 0.8 square miles of land.
- By land area: Bellevue ranks 1,053rd among Texas's 1,224 places, at 0.8 sq mi.
- Share of Texas: Bellevue holds about 0.0% of the state's population, some 302 people.
- National rank: Bellevue is the 15,099th most populous of the 19,457 Census places covered here.
- Growth rank: Bellevue's 2020-to-2023 change ranks 438th of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Bellevue's 4.9%.
- Density rank: Bellevue places 991st among Texas's places by people per square mile.
- Against the state median: Bellevue runs about 359 residents per square mile, where the Texas median is 840.
- Location: 33.6335 / -98.0163, per the US Census Bureau Gazetteer.
- Nearest larger cities: Bowie (11 mi); Henrietta (16 mi); Nocona (19 mi); Windthorst (24 mi); Scotland (26 mi). Larger metros often have more branches, but online lenders reach Bellevue on the same terms.
- Smaller places close by: Terral (19 mi); Jolly (25 mi); Sugden (31 mi).
- Smaller neighbours: 9 places smaller than Bellevue sit within 50 miles.
- Within 100 miles: 268 places are larger than Bellevue.
Bellevue in state context
Bellevue is the 1,086th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Bellevue ranks 438th of 1,224 in Texas (about the 64th percentile). At about 359 people per square mile, Bellevue is the 991st most densely settled place in Texas. By land area, its 0.8 square miles rank 1,053rd of 1,224 places in Texas.
Where Bellevue sits
Inside Bellevue's boundaries lie about 0.8 square miles of land, with no significant water area recorded. That land carries about 359 people per square mile. The largest place in Texas, Houston, lies about 307 miles away. Bellevue has 40 larger places within a 50-mile radius. The 100-mile radius contains 268 larger places.
Borrowing reach in Bellevue
At roughly 359 people per square mile, Bellevue is lightly settled; 40 larger places lie within 50 miles. Whether Bellevue has a local branch or not, a Texas-licensed lender can serve its 302 people online on the same terms. For a larger market, the closest option is Bowie, TX about 11 miles away.
What Texas law requires in Bellevue
The rows below set out what a licensed lender must follow in Texas, and so for Bellevue's roughly 302 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How personal loans work in Bellevue
In Bellevue, a small community of about 302, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Bellevue loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Bellevue loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Bellevue if my credit is poor?
What loan size can I expect in Bellevue?
Do I have to pledge anything to borrow in Bellevue?
Does comparing loans in Bellevue cost me credit score points?
Nearby places
- Bowie, TX — population 5,964
- Henrietta, TX — population 3,239
- Terral, OK — population 276
- Nocona, TX — population 3,190
- Ryan, OK — population 668
- Chico, TX — population 1,064
- Jolly, TX — population 179
- Windthorst, TX — population 352