Personal loans in Bedias, TX
The 2020 count to the 2023 estimate shows about 9.4% growth in Bedias. By population, Bedias sits at 1,037th in Texas, with an estimated 394 residents.
In Bedias, one of 1,224 Census places in Texas, the figure to compare across lenders is the APR, not the advertised rate. Rate-shopping from Bedias costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A single loan can carry different costs on either side of a state line, and Bedias sits on the Texas side of that line. For a bigger market, look to Madisonville, TX about 12 miles away.
Borrowing in Bedias: the local picture
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: an estimated 394 residents, 1,037th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 9.4% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 34 residents.
- Size percentile: roughly 15% of Texas places rank below Bedias.
- Land and density: 1.1 square miles of land carry roughly 356 residents per square mile.
- Land area: Bedias covers 1.1 square miles, the 971st-largest area among Texas's 1,224 places.
- Water area rank: Bedias ranks 568th among Texas's 1,224 places, with 0.01 sq mi.
- Share of Texas: Bedias holds about 0.0% of the state's population, some 394 people.
- Nationally: Bedias is the 14,154th-largest of 19,457 Census places in the dataset.
- Growth rank: Bedias's 2020-to-2023 change ranks 246th of 1,224 places in Texas.
- Against the state trend: Bedias's 9.4% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Bedias ranks 1,000th by people per square mile.
- Against the state median: Bedias runs about 356 residents per square mile, where the Texas median is 840.
- Location: the Census Gazetteer records it at 30.7816, -95.9446.
- Nearest larger cities: Madisonville (12 mi); Kurten (20 mi); Normangee (20 mi); Huntsville (24 mi); College Station (25 mi). Living near a larger metro rarely changes what is available in Bedias.
- Smaller towns nearby: Iola (8 mi); Midway (20 mi); Anderson (21 mi).
- Smaller neighbours: 7 places smaller than Bedias sit within 50 miles.
- Larger places within 100 miles: 207.
Texas consumer-lending rules applied in Bedias
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Bedias lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Before you apply in Bedias
For Bedias's roughly 394 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Texas licence by checking the regulator named above.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Bedias-specific: the same Texas licensing and disclosure rules reach all 394 residents.
How lenders reach Bedias
Bedias is a lightly settled community of about 394 people, with 34 larger places inside a 50-mile radius. A Texas licence lets a lender serve Bedias without a local office, so branch density does not change what its 394 residents are offered. The nearest larger city, Madisonville, TX about 12 miles away.
Land, water and location for Bedias
The Census Gazetteer records 1.1 square miles of land and 0.01 square miles of water within Bedias. Spread across it are roughly 356 residents per square mile. The state's population centre of gravity, Houston, is roughly 76 miles away. Counting outward 50 miles, 34 larger communities surround Bedias. The 100-mile radius contains 207 larger places.
Bedias's place among Texas's 1,224 places
Among Texas's 1,224 places, Bedias sits at 1,037th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Bedias ranks 246th of 1,224 in Texas (about the 80th percentile). By density, at about 356 people per square mile, it ranks 1,000th in Texas. The population moved by about 34 people between 2020 and 2023, a 9.4% shift.
Common questions
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Nearby places
- Iola, TX — population 339
- Madisonville, TX — population 4,602
- Anderson, TX — population 209
- Normangee, TX — population 535
- Midway, TX — population 186
- Kurten, TX — population 401
- Leona, TX — population 166
- Wixon Valley, TX — population 229