Personal loans in Wixon Valley, TX

With an estimated 229 residents, Wixon Valley is the 1,140th-largest of 1,224 places in Texas. A larger market lies at Kurten, TX about 3 miles away. Rate ceilings, licensing requirements and product limits for Wixon Valley are all set at the Texas level. Use the calculator on this page to price an amount and term before you commit in Wixon Valley.

Local context for Wixon Valley

Two layers matter for a Wixon Valley borrower: the local population picture and Texas's consumer-lending statutes.

• Population: the Census counts 229 residents in Wixon Valley (Vintage 2023 subcounty estimate), the 1,140th-largest figure among Texas's 1,224 places.
• Population trend: About 0.9% above the 2020 Census base.
• Net change: roughly 2 more people than the 2020 Census counted.
• Size percentile: roughly 7% of Texas's places have fewer residents than Wixon Valley's 229.
• Land and density: 1.8 square miles of land carry roughly 128 residents per square mile.
• Land area: Wixon Valley covers 1.8 square miles, the 773rd-largest area among Texas's 1,224 places.
• Water: Wixon Valley holds about 0.02 square miles, the 442nd-largest water area in Texas.
• Within Texas: about 0.0% of the state's population lives in Wixon Valley.
• Nationally: Wixon Valley is the 16,041st-largest of 19,457 Census places in the dataset.
• Growth in Texas: Wixon Valley stands 767th by percentage change from 2020 to 2023, among 1,224 places.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Wixon Valley's 0.9%.
• Density in Texas: Wixon Valley ranks 1,178th by people per square mile.
• Against the state median: Wixon Valley runs about 128 residents per square mile, where the Texas median is 840.
• Location: it lies at 30.7645, -96.3186 in the Census Gazetteer.
• Nearest larger cities: Kurten (3 mi); Bryan (8 mi); College Station (12 mi); Iola (14 mi); Hearne (18 mi). Living near a larger metro rarely changes what is available in Wixon Valley.
• Smaller towns nearby: Anderson (27 mi); Marquez (33 mi); Leona (34 mi).
• Within a 50-mile radius: 5 smaller Census places.
• Within 100 miles: 225 places are larger than Wixon Valley.

What is available to Wixon Valley borrowers

With about 128 residents per square mile, Wixon Valley is lightly settled, and 32 larger Census places sit within 50 miles. A Texas licence lets a lender serve Wixon Valley without a local office, so branch density does not change what its 229 residents are offered. For a larger market, the closest option is Kurten, TX about 3 miles away.

How a Wixon Valley personal loan is priced

In Wixon Valley, a small community of about 229, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Wixon Valley can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Wixon Valley loan is knowable in advance — unlike a revolving card balance.

What Texas law requires in Wixon Valley

This table holds the Texas rate and licensing rules for consumer loans made to Wixon Valley's 229 residents.

A practical checklist for Wixon Valley borrowers

Complete these steps first when you borrow in Wixon Valley (229 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Wixon Valley as elsewhere in Texas, the written terms — not the advertisement — are what count for its 229 residents.

Wixon Valley on the map

Wixon Valley covers about 1.8 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 128 people per square mile. For the state's biggest city, Houston, the distance is roughly 87 miles. Wixon Valley has 32 larger places within a 50-mile radius. The 100-mile radius contains 225 larger places.