Personal loans in Beaver, OH
The Census estimates 436 residents in Beaver, which ranks it 690th of 924 places in Ohio. Beaver is a small community of about 436 residents, and a personal loan taken out here is governed by Ohio statute.
From the 2020 Census base to the 2023 estimate, the population declined by about 1.4%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Beaver's 436 residents are no exception. Every figure below is Ohio's own, applied to Beaver's 436 residents, with the publisher and retrieval date attached. The next larger city is Piketon, OH about 9 miles away.
Beaver: the sourced local profile
Most of what governs a Beaver loan is written in Ohio law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 436 residents, 690th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.4% below the 2020 Census base.
- Net change: roughly 6 fewer people than the 2020 Census counted.
- Size percentile: Beaver sits ahead of around 25% of Ohio places, at 436 people.
- Land and density: 0.4 square miles of land carry roughly 1,118 residents per square mile.
- By land area: Beaver ranks 729th among Ohio's 924 places, at 0.4 sq mi.
- Share of Ohio: Beaver holds about 0.0% of the state's population, some 436 people.
- National standing: Beaver ranks 13,727th of 19,457 US places.
- Growth in Ohio: Beaver stands 571st by percentage change from 2020 to 2023, among 924 places.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Beaver's 1.4%.
- Density in Ohio: Beaver ranks 550th by people per square mile.
- Against the state median: Beaver runs about 1,118 residents per square mile, where the Ohio median is 1,289.
- Location: mapped by the US Census Bureau at 39.0350, -82.8257.
- Nearest larger cities: Piketon (9 mi); Jackson (10 mi); Waverly (11 mi); Coalton (13 mi); South Webster (16 mi). Lenders licensed in the state serve Beaver whether or not they keep a local branch.
- Smaller places close by: Centerville (Thurman) (23 mi); Otway (23 mi); Rarden (24 mi).
- Within a 50-mile radius: 24 smaller Census places.
- Within 100 miles: 368 places are larger than Beaver.
Before you apply in Beaver
These steps shape the offer you get in Beaver, a place of about 436 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Ohio licence by checking the regulator named above.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Beaver-specific: the same Ohio licensing and disclosure rules reach all 436 residents.
Beaver: area, density and distance
Inside Beaver's boundaries lie about 0.4 square miles of land, with no significant water area recorded. Spread across it are roughly 1,118 residents per square mile. Columbus, the largest place in Ohio, is about 66 miles from Beaver. Counting outward 50 miles, 71 larger communities surround Beaver. By land area it ranks 729th of 924 Ohio places.
What Ohio law requires in Beaver
For the roughly 436 residents of Beaver, the rules below are Ohio's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Beaver's place among Ohio's 924 places
Set beside Ohio's 924 places, Beaver ranks 690th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 571st of 924 Ohio places, putting it near the 38th percentile for growth. By density, at about 1,118 people per square mile, it ranks 550th in Ohio. By land area, its 0.4 square miles rank 729th of 924 places in Ohio.
What is available to Beaver borrowers
Beaver is moderately settled, with about 1,118 people per square mile and 71 larger places within 50 miles. Whether Beaver has a local branch or not, a Ohio-licensed lender can serve its 436 people online on the same terms. The nearest bigger place is Piketon, OH about 9 miles away.
Common questions
What are my options in Beaver if my credit is poor?
What loan size can I expect in Beaver?
Do I have to pledge anything to borrow in Beaver?
Does comparing loans in Beaver cost me credit score points?
Nearby places
- Piketon, OH — population 2,157
- Jackson, OH — population 6,206
- Waverly, OH — population 4,114
- Coalton, OH — population 441
- South Webster, OH — population 652
- Oak Hill, OH — population 1,398
- Wellston, OH — population 5,457
- New Boston, OH — population 2,229