Personal loans in Oak Hill, OH

Work out your debt-to-income ratio first; lenders weigh it heavily, and Oak Hill's 1,398 residents are no exception. Consumer lending that reaches Oak Hill's 1,398 residents is governed by Ohio statute; no city ordinance changes it. Oak Hill lost roughly 0.8% of its population across the 2020-to-2023 comparison. A larger market lies at Jackson, OH about 11 miles away.

Oak Hill by the numbers

Oak Hill is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 1,398 people live here, which puts Oak Hill 465th of 924 Census places in Ohio (Vintage 2023).
• Population trend: A decline of about 0.8% across the 2020-to-2023 comparison.
• People gained or lost: about 11 fewer since the 2020 base.
• Size percentile: about 50% of Ohio communities are smaller than Oak Hill (1,398 residents).
• Population density: 1,100 people per square mile on 1.3 square miles of land.
• Land area rank: Oak Hill's 1.3 square miles rank 457th of 924 places in Ohio.
• Share of state population: Oak Hill's 1,398 residents are about 0.0% of Ohio.
• National rank: Oak Hill is the 8,962nd most populous of the 19,457 Census places covered here.
• Growth rank: Oak Hill's 2020-to-2023 change ranks 415th of 924 places in Ohio.
• Against the state trend: Oak Hill's 0.8% change compares with a Ohio average of +0.9% across its 924 places.
• Density rank: Oak Hill places 557th among Ohio's places by people per square mile.
• Density in context: Oak Hill's 1,100 people per square mile sit against a Ohio median of 1,289.
• Location: the Census Gazetteer records it at 38.8973, -82.5693.
• Nearest larger cities: Jackson (11 mi); Wellston (15 mi); Gallipolis (21 mi); New Boston (22 mi); Portsmouth (23 mi). Larger metros often have more branches, but online lenders reach Oak Hill on the same terms.
• Smaller places close by: Centerville (Thurman) (7 mi); Rio Grande (10 mi); South Webster (10 mi).
• Within a 50-mile radius: 51 smaller Census places.
• Within 100 miles: 171 places are larger than Oak Hill.

Oak Hill: area, density and distance

Inside Oak Hill's boundaries lie about 1.3 square miles of land, with no significant water area recorded. That land carries about 1,100 people per square mile. The largest place in Ohio, Columbus, lies about 78 miles away. Oak Hill has 37 larger places within a 50-mile radius. By land area it ranks 457th of 924 Ohio places.

Steps to take before a Oak Hill loan

These steps shape the offer you get in Oak Hill, a place of about 1,398 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Ohio regulator's records to confirm the lender is licensed here.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Oak Hill as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 1,398 residents.

Lender access in Oak Hill

Oak Hill is moderately settled, with about 1,100 people per square mile and 37 larger places within 50 miles. Lenders licensed in Ohio reach Oak Hill's 1,398 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Jackson, OH about 11 miles away.

What Ohio law requires in Oak Hill

For the roughly 1,398 residents of Oak Hill, the rules below are Ohio's own; each row carries its publisher and retrieval date.

How Oak Hill compares across Ohio

Within Ohio, Oak Hill holds roughly 0.0% of all residents, the 465th-largest share among 924 places. Its 2020-to-2023 change ranks 415th of 924 Ohio places, putting it near the 55th percentile for growth. By density, at about 1,100 people per square mile, it ranks 557th in Ohio. Between 2020 and 2023 the count changed by roughly 11 residents.