Personal loans in Beaver Falls, PA

Beaver Falls counts about 8,777 people, and what is genuinely local about borrowing here is limited — Pennsylvania law does the governing. A lender that serves Beaver Falls operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Judge Beaver Falls offers on total cost, not on how quickly the money arrives. The nearest larger metro is Aliquippa, PA about 11 miles away.

Local context for Beaver Falls

Most of what governs a Beaver Falls loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

• Population: about 8,777 people live here, which puts Beaver Falls 88th of 1,013 Census places in Pennsylvania (Vintage 2023).
• Population trend: Roughly 2.5% fewer residents than the 2020 Census counted.
• Absolute change: 225 residents lost between 2020 and 2023.
• Size percentile: roughly 91% of Pennsylvania places rank below Beaver Falls.
• Density: roughly 4,111 residents per square mile, spread over 2.1 sq mi of land.
• By land area: Beaver Falls ranks 192nd among Pennsylvania's 1,013 places, at 2.1 sq mi.
• Water: Beaver Falls holds about 0.22 square miles, the 50th-largest water area in Pennsylvania.
• Share of Pennsylvania: Beaver Falls holds about 0.2% of the state's population, some 8,777 people.
• Nationally: Beaver Falls is the 3,444th-largest of 19,457 Census places in the dataset.
• Growth rank: Beaver Falls's 2020-to-2023 change ranks 781st of 1,013 places in Pennsylvania.
• Against the state trend: Beaver Falls's 2.5% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Beaver Falls ranks 179th by people per square mile.
• Density vs Pennsylvania: Beaver Falls's 4,111 people per square mile compare with a state median of 1,990.
• Location: 40.7594, -80.3226 (Census Gazetteer coordinates).
• Nearest larger cities: Aliquippa (11 mi); Economy (11 mi); East Liverpool (16 mi); New Castle (16 mi); Franklin Park (16 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Eastvale (1 mi); Patterson Heights (1 mi); West Mayfield (2 mi), each with its own Census population profile.
• Smaller places within 50 miles: 276 of them.
• Within 100 miles: 117 places are larger than Beaver Falls.

Beaver Falls: area, density and distance

Beaver Falls's land area is about 2.1 square miles; a further 0.22 square miles is water. With 8,777 residents, the land area yields roughly 4,111 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 278 miles. A 50-mile radius around Beaver Falls takes in 35 places that are larger. The 100-mile radius contains 117 larger places.

Beaver Falls in state context

Among Pennsylvania's 1,013 places, Beaver Falls sits at 88th for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Beaver Falls ranks 781st of 1,013 in Pennsylvania (about the 23th percentile). By density, at about 4,111 people per square mile, it ranks 179th in Pennsylvania. Between 2020 and 2023 the count changed by roughly 225 residents.

Pennsylvania consumer-lending rules applied in Beaver Falls

Pennsylvania has no separate rate rule for Beaver Falls; the sourced rows below are what reach every lender that serves its 8,777 people.

Borrowing reach in Beaver Falls

Beaver Falls is a fairly dense community of about 8,777 people, with 35 larger places inside a 50-mile radius. Distance to a branch rarely matters for Beaver Falls's 8,777 residents: the application is online and the price follows your credit file. The nearest bigger place is Aliquippa, PA about 11 miles away.

How a Beaver Falls personal loan is priced

Beaver Falls is a small town of about 8,777 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Beaver Falls's 8,777 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Beaver Falls loan is knowable in advance — unlike a revolving card balance.