Personal loans in Beaver, PA

The trend for Beaver between 2020 and 2023 is downward by roughly 1.9%. Begin with the payment, then weigh APR and total interest across the lenders that reach Beaver's 4,352 residents. Rate ceilings, licensing requirements and product limits for Beaver are all set at the Pennsylvania level. Borrowers who want a bigger city can look to Monaca, PA about 2 miles away.

What the Census records for Beaver

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

• Population: an estimated 4,352 residents, 225th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 1.9% since the 2020 count.
• Net change: roughly 85 fewer people than the 2020 Census counted.
• Size percentile: about 78% of Pennsylvania communities are smaller than Beaver (4,352 residents).
• Density: roughly 4,751 residents per square mile, spread over 0.9 sq mi of land.
• Land area: Beaver covers 0.9 square miles, the 484th-largest area among Pennsylvania's 1,013 places.
• Water area: Beaver has 0.21 square miles of water, ranking 58th of 1,013 places in Pennsylvania.
• State population share: Beaver accounts for about 0.1% of everyone in Pennsylvania.
• National rank: Beaver is the 5,229th most populous of the 19,457 Census places covered here.
• Growth rank: Beaver ranks 625th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Beaver moved 1.9%.
• Density in Pennsylvania: Beaver ranks 134th by people per square mile.
• Density vs Pennsylvania: Beaver's 4,751 people per square mile compare with a state median of 1,990.
• Location: the Census Gazetteer records it at 40.6935, -80.3076.
• Nearest larger cities: Monaca (2 mi); New Brighton (3 mi); Beaver Falls (5 mi); Aliquippa (6 mi); Economy (7 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Bridgewater (1 mi); Rochester (1 mi); East Rochester (2 mi).
• Smaller neighbours: 256 places smaller than Beaver sit within 50 miles.
• Larger places within 100 miles: 189.

What a Beaver borrower is actually offered

In Beaver, a small community of about 4,352, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Beaver's rank of 225th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Beaver loan is knowable in advance — unlike a revolving card balance.

Beaver against the rest of Pennsylvania

Within Pennsylvania, Beaver holds roughly 0.1% of all residents, the 225th-largest share among 1,013 places. On the 2020-to-2023 trend, Beaver stands 625th among Pennsylvania's 1,013 places — roughly the 38th percentile. Its roughly 4,751 residents per square mile place it 134th among Pennsylvania's places. Within 50 miles sit 256 smaller Census places, alongside the 78 that are larger.

How Pennsylvania law applies in Beaver

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Beaver lender must follow.

The Beaver borrowing checklist

These steps shape the offer you get in Beaver, a place of about 4,352 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Pennsylvania regulator's records to confirm the lender is licensed here.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Beaver as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 4,352 residents.

The geography behind Beaver

Beaver covers about 0.9 square miles of land, with 0.21 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 4,751 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 276 miles. Beaver has 78 larger places within a 50-mile radius. Within the same 50 miles lie 256 smaller Census places.