Personal loans in Bassett, AR

What the Census records for Bassett

Bassett is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 117 people live here, which puts Bassett 432nd of 500 Census places in Arkansas (Vintage 2023).
• Population trend: A drop of about 5.6% from 2020 to 2023.
• People gained or lost: about 7 fewer since the 2020 base.
• Size percentile: Bassett sits ahead of around 14% of Arkansas places, at 117 people.
• Density: the Census land area of 0.2 sq mi holds about 478 people per square mile.
• Land area: Bassett covers 0.2 square miles, the 475th-largest area among Arkansas's 500 places.
• Share of Arkansas: Bassett holds about 0.0% of the state's population, some 117 people.
• National rank: Bassett sits 17,820th by population among the 19,457 places in this dataset.
• Growth in Arkansas: Bassett stands 472nd by percentage change from 2020 to 2023, among 500 places.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Bassett's 5.6%.
• Density in Arkansas: Bassett ranks 201st by people per square mile.
• Density vs Arkansas: Bassett's 478 people per square mile compare with a state median of 386.
• Location: coordinates 35.5356, -90.1294 (US Census Bureau Gazetteer).
• Nearest larger cities: Joiner (2 mi); Wilson (5 mi); Dyess (6 mi); Keiser (10 mi); Lepanto (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Marie (6 mi); Birdsong (9 mi); Victoria (16 mi).
• Smaller places within 50 miles: 6 of them.
• Larger places within 100 miles: 313.

Bassett against the rest of Arkansas

Against Arkansas's other places, Bassett accounts for about 0.0% of the state's population and ranks 432nd of 500 by size. On the 2020-to-2023 trend, Bassett stands 472nd among Arkansas's 500 places — roughly the 6th percentile. At about 478 people per square mile, Bassett is the 201st most densely settled place in Arkansas. Within 50 miles sit 6 smaller Census places, alongside the 93 that are larger.

Which Arkansas laws govern a loan in Bassett

Arkansas has no separate rate rule for Bassett; the sourced rows below are what reach every lender that serves its 117 people.

Borrowing reach in Bassett

Bassett is a lightly settled community of about 117 people, with 93 larger places inside a 50-mile radius. What is available to Bassett's 117 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Joiner, AR about 2 miles away.

The anatomy of a Bassett personal loan

A Bassett personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 117 residents. The APR tracks your credit score rather than Bassett's rank of 432nd in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Bassett decides the split between a comfortable payment and the total interest you pay.

What to do before borrowing in Bassett

These steps shape the offer you get in Bassett, a place of about 117 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Arkansas licence by checking the regulator named above.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Bassett as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 117 residents.