Personal loans in Gilmore, AR

In Gilmore, one of 500 Census places in Arkansas, the figure to compare across lenders is the APR, not the advertised rate. About 173 people live in Gilmore, placing it 389th of 500 Census places in Arkansas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The 2020 count to the 2023 estimate shows about 0.6% growth in Gilmore. If debt is already a strain, a nonprofit credit counsellor can help Gilmore residents before they take on more. For a bigger market, look to Turrell, AR about 3 miles away. Every figure below is Arkansas's own, applied to Gilmore's 173 residents, with the publisher and retrieval date attached.

Gilmore: population, trend and location

The figures below are Gilmore's own — Census population, land area and coordinates — followed by the Arkansas rules.

Inside a Gilmore personal loan

A Gilmore personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 173 residents. Because pricing is borrower-level, two people in Gilmore can be quoted different APRs on the same amount and term. The term you choose in Gilmore decides the split between a comfortable payment and the total interest you pay.

Gilmore's place among Arkansas's 500 places

Against Arkansas's other places, Gilmore accounts for about 0.0% of the state's population and ranks 389th of 500 by size. On the 2020-to-2023 trend, Gilmore stands 203rd among Arkansas's 500 places — roughly the 59th percentile. By density, at about 13 people per square mile, it ranks 499th in Arkansas. The population moved by about 1 people between 2020 and 2023, a 0.6% shift.

Borrowing reach in Gilmore

Gilmore is sparsely settled, with about 13 people per square mile and 78 larger places within 50 miles. A Arkansas licence lets a lender serve Gilmore without a local office, so branch density does not change what its 173 residents are offered. For a larger market, the closest option is Turrell, AR about 3 miles away.

Arkansas consumer-lending rules applied in Gilmore

These are Arkansas's sourced lending facts as they reach Gilmore's 173 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

Gilmore: area, density and distance

Gilmore's land area is about 13.5 square miles; a further 0.03 square miles is water. Spread across it are roughly 13 residents per square mile. For the state's biggest city, Little Rock, the distance is roughly 126 miles. A 50-mile radius around Gilmore takes in 78 places that are larger. By land area it ranks 39th of 500 Arkansas places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Gilmore if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Gilmore is the same as anywhere in Arkansas.
What loan size can I expect in Gilmore?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Gilmore?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Gilmore cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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